Discover "It" card...worth applying for?

[Mike_B03]

My wife received an offer for the Discover It card, 0% APR for 14 months. I see they have 5% cash back in selected categories that change each quarter and 1% cash back on all other purchases any time, plus you can use your reards to shop at Amazon.com.

Seems pretty good, what do you guys think? Do you like it? Dislike it? 

[manwoot]

I love my Discover IT card.  100% US based support, 1%-5% depending on the season (starting July 1st it's gas!), I use their "Shop Discover" portal which allows 5% back on popular shopping stuff (including Best Buy and Target).

It's got great reviews from just about all websites and one of my favorite cards.  You just can't beat the cash back.  I'd say go for it.

[armbenderc]

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@Mike_B03 wrote:

My wife received an offer for the Discover It card, 0% APR for 14 months. I see they have 5% cash back in selected categories that change each quarter and 1% cash back on all other purchases any time, plus you can use your reards to shop at Amazon.com.

Seems pretty good, what do you guys think? Do you like it? Dislike it? 

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So far, I like it. I have yet to experience the auto-cli or CLI process because I just opened in March. Other than that, it's a solid no fee card. Discover now is widely accepted. If you go to Sam's club, they wont take VISA CC, but take discover. People said that they take visa debit, true, but it's the debit they are taking not the visa.

[hutchj]

I love my Discover card. It's probably my favorite CC. And Shop Discover allows you to get up 20% cash back on some offers. I did that for my mom's flowers for Mother's Day and I got like $10 back in cash.

[Razeus]

I love the card.  It was the first card that got me out of toy limit sub-prime cards and afforded me a way to never do Capital One or Barclay's again.  I went from having $1800 in credit cards to a whopping $10k initial limit with Discover alone.  I guess someone was asleep at the wheel that day.  It came in handy too as we just bought our first home and needed stuff for it.  On top of that, it was cashback on categories that I actually use and get the $1500 they match.  They even auto-CLI'd me $1k and my total Discover limit is now $11k.  On the 1 year anniversay, I'm asking them to bring me to an even $15k.  

[09Lexie]

I like mine but it didn't get much usage this last quarter ( home improvement) . Cust Service has been good and they are really friendly.

[hutchj]

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@09Lexie wrote:
I like mine but it didn't get much usage this last quarter ( home improvement) . Cust Service has been good and they are really friendly.

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+1. The only thing that helped was that June was 2% up to $500.

[09Lexie]

Oh yea...almost forgot about that 2%

[eddie84]

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@Mike_B03 wrote:

Seems pretty good, what do you guys think? Do you like it? Dislike it? 

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I love mine also.  With the 5% back for gas coming up next month, guess which card I'll be using.   And like everyone else said, their CSR's are top notch (well, the ones that I've had contact with anyway).

[thom02099]

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@Mike_B03 wrote:

My wife received an offer for the Discover It card, 0% APR for 14 months. I see they have 5% cash back in selected categories that change each quarter and 1% cash back on all other purchases any time, plus you can use your reards to shop at Amazon.com.

Seems pretty good, what do you guys think? Do you like it? Dislike it? 

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In one word....YES!  "IT" is worth applying for.  For the reasons you cited..and MORE!  (pun intended)