Discover "Switch Now"

[n777ua]

I logged into Discover.com today and there was a big link wanting me to switch from my "more" to the new "motiva" account.  Apparently all I have to do is submit the request and it'll become effective Nov 6th.  Anyone else get this or do the switch ? 

[maiden_girl]

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@n777ua wrote:

I logged into Discover.com today and there was a big link wanting me to switch from my "more" to the new "motiva" account.  Apparently all I have to do is submit the request and it'll become effective Nov 6th.  Anyone else get this or do the switch ? 

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I've read a few posts where people have said Discover plans to axe the More in favor of the IT...not sure how true this is..

[Shogun]

I've heard the same, it may be on the chopping block.

[maiden_girl]

I wonder if you don't switch, what will they PC current card holders to?

[youngandcreditwrthy]

Do you mean IT or Motiva?! Did it offer and better terms??
It's funny that everyone here says they are trying to switch everyone to the IT card, buy whenever I app'ed for Discover recently, the IT card wasn't even advertised on the website....
I wanted/was approved for the Motiva anyway hahhaa :-P

[youngandcreditwrthy]

Any*

[flowfaster]

What is the motiva, a balance transfer card?

[ajh5408]

Received a mailer a few days back to switch my More card to a Miles... Even included a bonus to do so. Seems the theories that More will be axed may very well be legitimate...

[youngandcreditwrthy]

Basically...

15 mos 0% on purchases and BTs....

and I get a cash back bonus of 5% of interest paid.. but I won't be paying interest. haha :-D

[jsucool76]

Motiva is just a card to carry a balance on AFTER your into period ends. You get the usual. 25% CB until 3000 spend then 1% on everything. Other than that you get 5% CB on interest PAID. IE: if you pay $5 in interest, you get $0.25 in rewards. Not really anything great.