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Established Contributor
Posts: 632
Registered: ‎05-29-2011
0

Discover "Switch Now"

I logged into Discover.com today and there was a big link wanting me to switch from my "more" to the new "motiva" account.  Apparently all I have to do is submit the request and it'll become effective Nov 6th.  Anyone else get this or do the switch ? 

About $215,000 total credit among 11 cards
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Discover "Switch Now"


n777ua wrote:

I logged into Discover.com today and there was a big link wanting me to switch from my "more" to the new "motiva" account.  Apparently all I have to do is submit the request and it'll become effective Nov 6th.  Anyone else get this or do the switch ? 


I've read a few posts where people have said Discover plans to axe the More in favor of the IT...not sure how true this is..

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Moderator
Posts: 14,034
Registered: ‎04-15-2011
0

Re: Discover "Switch Now"

I've heard the same, it may be on the chopping block.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Discover "Switch Now"

I wonder if you don't switch, what will they PC current card holders to?

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Discover "Switch Now"

Do you mean IT or Motiva?! Did it offer and better terms??
It's funny that everyone here says they are trying to switch everyone to the IT card, buy whenever I app'ed for Discover recently, the IT card wasn't even advertised on the website....
I wanted/was approved for the Motiva anyway hahhaa :-P
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Discover "Switch Now"

Any*
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 792
Registered: ‎08-30-2011
0

Re: Discover "Switch Now"

What is the motiva, a balance transfer card?
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Contributor
Posts: 98
Registered: ‎04-13-2012
0

Re: Discover "Switch Now"

Received a mailer a few days back to switch my More card to a Miles... Even included a bonus to do so. Seems the theories that More will be axed may very well be legitimate...

.ılılıll | CK/TU FAKO [770] // CS/EX FAKO [789] // QZ/EX FAKO [724] // EX FICO [763] | llılılı.
Chase Hyatt [$9K] // AMEX SimplyCash [$8K] // Chase Freedom [$7K] // PenFed Platinum Rewards [$6.5K] // AMEX Clear [$6K] //
Citi Forward [$6K] // BoA Privileges Cash [$5K] // Discover it [$3.5K] // Citi ThankYou Preferred [$2.2K] //
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Discover "Switch Now"

Basically...

 

15 mos 0% on purchases and BTs....

and I get a cash back bonus of 5% of interest paid.. but I won't be paying interest. haha :-D

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Super Contributor
Posts: 7,326
Registered: ‎12-11-2011
0

Re: Discover "Switch Now"

Motiva is just a card to carry a balance on AFTER your into period ends. You get the usual. 25% CB until 3000 spend then 1% on everything. Other than that you get 5% CB on interest PAID. IE: if you pay $5 in interest, you get $0.25 in rewards. Not really anything great.

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