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Established Contributor
n777ua
Posts: 573
Registered: ‎05-29-2011
0

Discover "Switch Now"

I logged into Discover.com today and there was a big link wanting me to switch from my "more" to the new "motiva" account.  Apparently all I have to do is submit the request and it'll become effective Nov 6th.  Anyone else get this or do the switch ? 

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Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: Discover "Switch Now"


n777ua wrote:

I logged into Discover.com today and there was a big link wanting me to switch from my "more" to the new "motiva" account.  Apparently all I have to do is submit the request and it'll become effective Nov 6th.  Anyone else get this or do the switch ? 


I've read a few posts where people have said Discover plans to axe the More in favor of the IT...not sure how true this is..

 

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Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Discover "Switch Now"

I've heard the same, it may be on the chopping block.


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Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: Discover "Switch Now"

I wonder if you don't switch, what will they PC current card holders to?

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Discover "Switch Now"

Do you mean IT or Motiva?! Did it offer and better terms??
It's funny that everyone here says they are trying to switch everyone to the IT card, buy whenever I app'ed for Discover recently, the IT card wasn't even advertised on the website....
I wanted/was approved for the Motiva anyway hahhaa :-P
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Discover "Switch Now"

Any*
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: Discover "Switch Now"

What is the motiva, a balance transfer card?
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Contributor
ajh5408
Posts: 98
Registered: ‎04-13-2012
0

Re: Discover "Switch Now"

Received a mailer a few days back to switch my More card to a Miles... Even included a bonus to do so. Seems the theories that More will be axed may very well be legitimate...

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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Discover "Switch Now"

Basically...

 

15 mos 0% on purchases and BTs....

and I get a cash back bonus of 5% of interest paid.. but I won't be paying interest. haha :-D

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
jsucool76
Posts: 3,599
Registered: ‎12-11-2011
0

Re: Discover "Switch Now"

Motiva is just a card to carry a balance on AFTER your into period ends. You get the usual. 25% CB until 3000 spend then 1% on everything. Other than that you get 5% CB on interest PAID. IE: if you pay $5 in interest, you get $0.25 in rewards. Not really anything great.

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