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Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Discover "Switch Now"

Lol thanks for the surly response; however, I just wanted in with Disc. I'm running my everyday exps. with Amex BCE ;-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: Discover "Switch Now"

I'm going to sock drawer my Discover card after I PIF and start using my Freedom card.

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Discover "Switch Now"

Yeah! Discover's cashback really does suck. Wonder how they even got recognized as the "cashback" card?!? Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: Discover "Switch Now"


youngandcreditwrthy wrote:
Yeah! Discover's cashback really does suck. Wonder how they even got recognized as the "cashback" card?!? Lol

Easy! They just printed it on the card... :smileyvery-happy:

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011

Re: Discover "Switch Now"


maiden_girl wrote:

I'm going to sock drawer my Discover card after I PIF and start using my Freedom card.


May I ask why?  You must do at least some online shopping this holiday season.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: Discover "Switch Now"


flowfaster wrote:

maiden_girl wrote:

I'm going to sock drawer my Discover card after I PIF and start using my Freedom card.


May I ask why?  You must do at least some online shopping this holiday season.


Discover isn't really widely accepted here on the west coast. It's either Mastercard or VISA. I always seem to run into that problem of "Sorry we don't accept Discover" so I end up charging a different card...my VISA and having a balance on more cards than I like.

 

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011

Re: Discover "Switch Now"

HUH...I am also on the west coast, Bay Area to be exact and I don't seem to have that problem.  For example, last quarter was gas.  Every single major gas station I have seen takes Discover.  This quarter is online shopping and almost all major online retailers accept it.  I guess I have so many reward cards now that I only use Discover for bonus categories + ShopDiscover for maximum cashback.  Oct 26th is another 2% back that stacks with the 5%.  Hell just pay your cell phone bill online and get 7% back.  I respect your decision, just giving my .02. 

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: Discover "Switch Now"

Yea. I'm in So Cal area. I hate using my card at the gas station...unless I really have to! I don't see a point in paying an extra 45 cents for gas b/c I used my card. I'll keep my account open, I just won't use it as much. Plus, I have a much higher limit on my Freedom card. UTL purposes.

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Discover "Switch Now"

Hahhhaa nice reason maidengirl...!!! Hmm maybe Disc should increase your limit!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: Discover "Switch Now"

[ Edited ]

youngandcreditwrthy wrote:
Hahhhaa nice reason maidengirl...!!! Hmm maybe Disc should increase your limit!

+1. If they did, I'll protest businesses that don't accept Discover. Win win! :smileyvery-happy:

 

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015

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