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Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Discover "Switch Now"

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‎10-16-2012 01:44 PM

Lol thanks for the surly response; however, I just wanted in with Disc. I'm running my everyday exps. with Amex BCE ;-)
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Message 11 of 32 (454 Views)
 
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maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Discover "Switch Now"

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‎10-16-2012 02:03 PM

I'm going to sock drawer my Discover card after I PIF and start using my Freedom card.

The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Message 12 of 32 (438 Views)
 
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Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Discover "Switch Now"

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‎10-16-2012 02:33 PM

Yeah! Discover's cashback really does suck. Wonder how they even got recognized as the "cashback" card?!? Lol
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Message 13 of 32 (420 Views)
 
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Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Discover "Switch Now"

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‎10-16-2012 02:36 PM

youngandcreditwrthy wrote:
Yeah! Discover's cashback really does suck. Wonder how they even got recognized as the "cashback" card?!? Lol

Easy! They just printed it on the card... :smileyvery-happy:

The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Message 14 of 32 (413 Views)
 
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Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: Discover "Switch Now"

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‎10-16-2012 02:36 PM

maiden_girl wrote:

I'm going to sock drawer my Discover card after I PIF and start using my Freedom card.

May I ask why?  You must do at least some online shopping this holiday season.

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
Message 15 of 32 (412 Views)
 
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Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Discover "Switch Now"

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‎10-16-2012 02:44 PM

flowfaster wrote:
maiden_girl wrote:

I'm going to sock drawer my Discover card after I PIF and start using my Freedom card.

May I ask why?  You must do at least some online shopping this holiday season.

Discover isn't really widely accepted here on the west coast. It's either Mastercard or VISA. I always seem to run into that problem of "Sorry we don't accept Discover" so I end up charging a different card...my VISA and having a balance on more cards than I like.

 

The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Message 16 of 32 (394 Views)
 
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Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: Discover "Switch Now"

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‎10-16-2012 02:55 PM

HUH...I am also on the west coast, Bay Area to be exact and I don't seem to have that problem.  For example, last quarter was gas.  Every single major gas station I have seen takes Discover.  This quarter is online shopping and almost all major online retailers accept it.  I guess I have so many reward cards now that I only use Discover for bonus categories + ShopDiscover for maximum cashback.  Oct 26th is another 2% back that stacks with the 5%.  Hell just pay your cell phone bill online and get 7% back.  I respect your decision, just giving my .02. 

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
Message 17 of 32 (377 Views)
 
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Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Discover "Switch Now"

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‎10-16-2012 03:45 PM

Yea. I'm in So Cal area. I hate using my card at the gas station...unless I really have to! I don't see a point in paying an extra 45 cents for gas b/c I used my card. I'll keep my account open, I just won't use it as much. Plus, I have a much higher limit on my Freedom card. UTL purposes.

The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Message 18 of 32 (349 Views)
 
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Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Discover "Switch Now"

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‎10-16-2012 04:21 PM

Hahhhaa nice reason maidengirl...!!! Hmm maybe Disc should increase your limit!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Message 19 of 32 (334 Views)
 
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Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Discover "Switch Now"

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‎10-16-2012 04:24 PM - edited ‎10-16-2012 04:24 PM

youngandcreditwrthy wrote:
Hahhhaa nice reason maidengirl...!!! Hmm maybe Disc should increase your limit!

+1. If they did, I'll protest businesses that don't accept Discover. Win win! :smileyvery-happy:

 

The truth is out there...
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Message 20 of 32 (328 Views)
 
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