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Discover - re-opened my account!

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RockinRay
Valued Contributor

Discover - re-opened my account!

So I closed my Discover More card a couple of weeks back because of the low $2000 CL...

 

Last night, I get a call from Discover asking again why I closed my account and if there was anything she could do to retain my business. I told her why I had closed my account and that while I liked their service, I had other cards with $20k plus CL's and I just did not need Discover any longer nor did I want to have to make multiple payments so I would not go over my CL. I was very nice to her and told her the truth.

 

She made me this offer:

 

1. Re-open my account and PC to their new IT card.

2. New $5000 CL with a soft pull.

3. 0 % balance transfer for 18 months (5% BT Fee), I will not do this.

 

So, I let her re-open my account. It was all super easy and while $5k is on the low side, at least it is a step in the right direction.

 

I am looking forward to the new IT card to arrive.

Ray

** Every Card has a Job, and Every Card does its Job **
Message 1 of 27
26 REPLIES 26
Datx
Valued Contributor

Re: Discover - re-opened my account!

Wow, thats a pretty sweet deal. Especially all on a SP. Congrats!

Message 2 of 27
gettnthere
Established Contributor

Re: Discover - re-opened my account!

That is awesome, CONGRATS!!!


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 3 of 27
webhopper
Moderator Emeritus

Re: Discover - re-opened my account!

Congrats!!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 4 of 27
s_rob7488
Regular Contributor

Re: Discover - re-opened my account!

Boom! That's awesome. Maybe I'll be getting a call like that soon :-) congrats
Message 5 of 27
searchingfor67
Established Contributor

Re: Discover - re-opened my account!


 That's awesome! Congrats! I know that it is still low by your standards, but $5K is actually decent for Discover. I received my IT card yesterday, and it's a sweet looking card. I've received three auto cli's totaling $1100 in less than a year. While that's still my lowest cl, I will stick with them for a while...

 

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 6 of 27
pizzadude
Credit Mentor

Re: Discover - re-opened my account!

 

Congrats Ray !   And a big wow for Discover customer service too !

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 7 of 27
Brian_Trying_700
Frequent Contributor

Re: Discover - re-opened my account!

Now thats customer service. Congrats

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 8 of 27
john398
Senior Contributor

Re: Discover - re-opened my account!

Congrats that is wonderful

Message 9 of 27
Anonymous
Not applicable

Re: Discover - re-opened my account!

Congrats!

Message 10 of 27
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