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Discover reports AU activity differently?

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Anonymous
Not applicable

Re: Discover reports AU activity differently?


@Anonymous wrote:

Yes, both hubby and myself on both of ours.  I never noticed a difference.



@Anonymous wrote:
This doesn't make sense. I am AU on bf's Discover and he is AU on my Discover. Nothing reports differently at all.

Thank you both.

Message 11 of 13
Anonymous
Not applicable

Re: Discover reports AU activity differently?

I asked Discover via an online chat as I didn't understand either.  This is the response I got from the online agent."    They are reported as an "Authorized User" to the credit bureaus. This means they have access to the credit line, but are not responsible for the balance. Please contact the credit bureaus for more information on how this may affect the Authorized User's credit report."

 

This leads me to think that the other cards, ie Amex and Chase doesn't differentiate between authorized users and primary account holder on a credit report?

 

 

Message 12 of 13
Samac
Regular Contributor

Re: Discover reports AU activity differently?

I'm an AU on my moms discover and have my own. Both show up with my fako scores, but the AU account doesn't show on on fico scores. Not sure why.
Message 13 of 13
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