Discover's 2nd Quarter, where you guys going to eat this weekend?

[redpat]

My Disc. is lost in the SD.  Even though it's 10% I moved all my restaurant spend to CSP.  Spend is about 1k a month so three months and $1,500 isn't going to be a big deal.

I would rather have the UR points.

[Anonymous]

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@redpat wrote:

My Disc. is lost in the SD.  Even though it's 10% I moved all my restaurant spend to CSP.  Spend is about 1k a month so three months and $1,500 isn't going to be a big deal.

I would rather have the UR points.

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Personal preference obviously trumps any other reason, but for the sake of pure mathematics, Discover has the potential to be significantly more rewarding. .02x3000=60 while .05x3000=150. That's a huge jump. Also if you're in the first year with discover that 150 will become $300. Feel free to correct me if I misinterpreted your post. When I grow up I hope to have a CSP as well lol

[Anonymous]

I stand corrected already as each quarter is only 1500 cap for discover.

[redpat]

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@Anonymous wrote:

I stand corrected already as each quarter is only 1500 cap for discover.

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Also each UR point is worth 2 cents.  So it's 30 bucks.

[Open123]

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@Anonymous wrote:

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@redpat wrote:

My Disc. is lost in the SD.  Even though it's 10% I moved all my restaurant spend to CSP.  Spend is about 1k a month so three months and $1,500 isn't going to be a big deal.

I would rather have the UR points.

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Personal preference obviously trumps any other reason, but for the sake of pure mathematics, Discover has the potential to be significantly more rewarding. .02x3000=60 while .05x3000=150. That's a huge jump. Also if you're in the first year with discover that 150 will become $300. Feel free to correct me if I misinterpreted your post. When I grow up I hope to have a CSP as well lol

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All things being equal, this is true.  

However, the value proposition changes, say, if you're 5,000 URs away from a UA Star Alliance premium international redemption.  In this case, those 5,000 URs to meet the redemption is worth considerably more than the 1 cpp monetary value, since Chase no longer offers URs for sale to round up redemptions.  

[Anonymous]

I am going here this weekend!!