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Lets put a nice little bow on it shall we?
Standard offer - $0 Cash Bonus, Purchases :0% APR for 14 months BTs: 0% APR for 14 Months
$100 offer (Post 2) - $100 Cash Bonus after $500 spend, Purchases :0% APR for 6 months BTs: 0% APR for 6 Months
$150 offer (Post 6) - $150 Cash Bonus after $750 spend, Purchases :10.99 - 22.99% APR BTs: 10.99% APR for 6 Months
I applied and only got $2.5k as my initial CL. I'm happy with it as I only applied for the bonus and the ShopDiscover cashback, but I was a little surprised at it being the lowest CL I have.
@wHiTeSoL wrote:Lets put a nice little bow on it shall we?
Standard offer - $0 Cash Bonus, Purchases :0% APR for 14 months BTs: 0% APR for 14 Months
$100 offer (Post 2) - $100 Cash Bonus after $500 spend, Purchases :0% APR for 6 months BTs: 0% APR for 6 Months
$150 offer (Post 6) - $150 Cash Bonus after $750 spend, Purchases :10.99 - 22.99% APR BTs: 10.99% APR for 6 Months
Thanks for this summary. So it looks like all these offers could be suitable for different needs.
At first I was frustrated, because I just recently opened this card and put $1600 on it. All I got was the $75 Amazon gift card. But since it turns out that $150 deal has no 0 APR, it wouldn't really have worked. I needed the 0 APR.
I could have maybe used the $100 deal with 6mo 0 APR, but getting it repaid in 6mo could end up being a strain, and it's only $25 more than the Amazon 14mo offer.
This makes the referral bonus somewhat obsolete since it's only $50 each (applicant/referrer). I wouldn't want to be selfish.