Discover's IT $150 Cash back - UPDATED

[09Lexie]

No, I didn't notice. Could catch young!

[wHiTeSoL]

Lets put a nice little bow on it shall we?

Standard offer - $0 Cash Bonus,                        Purchases :0% APR for 14 months BTs: 0% APR for 14 Months

$100 offer (Post 2) - $100 Cash Bonus after $500 spend, Purchases :0% APR for 6 months BTs: 0% APR for 6 Months

$150 offer (Post 6) - $150 Cash Bonus after $750 spend, Purchases :10.99 - 22.99% APR  BTs: 10.99% APR for 6 Months

[nagisa]

I applied and only got $2.5k as my initial CL. I'm happy with it as I only applied for the bonus and the ShopDiscover cashback, but I was a little surprised at it being the lowest CL I have.

[Mrm-na]

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@wHiTeSoL wrote:

Lets put a nice little bow on it shall we?

Standard offer - $0 Cash Bonus,                        Purchases :0% APR for 14 months BTs: 0% APR for 14 Months

$100 offer (Post 2) - $100 Cash Bonus after $500 spend, Purchases :0% APR for 6 months BTs: 0% APR for 6 Months

$150 offer (Post 6) - $150 Cash Bonus after $750 spend, Purchases :10.99 - 22.99% APR  BTs: 10.99% APR for 6 Months

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Thanks for this summary.  So it looks like all these offers could be suitable for different needs.

At first I was frustrated, because I just recently opened this card and put $1600 on it.  All I got was the $75 Amazon gift card.  But since it turns out that $150 deal has no 0 APR, it wouldn't really have worked.  I needed the 0 APR.

I could have maybe used the $100 deal with 6mo 0 APR, but getting it repaid in 6mo could end up being a strain, and it's only $25 more than the Amazon 14mo offer.

[kevinjjc]

This makes the referral bonus somewhat obsolete since it's only $50 each (applicant/referrer). I wouldn't want to be selfish.