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Discover's IT $150 Cash back - UPDATED

Moderator Emerita

Re: Discover's IT $150 Cash back - UPDATED

Message 21 of 25
Valued Contributor

Re: Discover's IT $150 Cash back - UPDATED

Lets put a nice little bow on it shall we?

 

Standard offer - $0 Cash Bonus,                        Purchases :0% APR for 14 months BTs: 0% APR for 14 Months

 

$100 offer (Post 2) - $100 Cash Bonus after $500 spend, Purchases :0% APR for 6 months BTs: 0% APR for 6 Months

 

$150 offer (Post 6) - $150 Cash Bonus after $750 spend, Purchases :10.99 - 22.99% APR  BTs: 10.99% APR for 6 Months


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Message 22 of 25
New Contributor

Re: Discover's IT $150 Cash back - UPDATED

I applied and only got $2.5k as my initial CL. I'm happy with it as I only applied for the bonus and the ShopDiscover cashback, but I was a little surprised at it being the lowest CL I have.

PNC Points Visa $3.3k (5/09), Amex PRG NPSP (9/10), Amex BCP $19.7k (10/12), Chase Amazon $4.8k (10/12), Citi Forward $7.5k (11/12), Chase Southwest RR Premier $8k (3/13), Discover it $4.3k (11/13), Citi Double Cash $18k (PC'd 9/16 from AA Executive 7/15), Chase CSR $12.2k (9/16)
Message 23 of 25
New Contributor

Re: Discover's IT $150 Cash back - UPDATED


wHiTeSoL wrote:

Lets put a nice little bow on it shall we?

 

Standard offer - $0 Cash Bonus,                        Purchases :0% APR for 14 months BTs: 0% APR for 14 Months

 

$100 offer (Post 2) - $100 Cash Bonus after $500 spend, Purchases :0% APR for 6 months BTs: 0% APR for 6 Months

 

$150 offer (Post 6) - $150 Cash Bonus after $750 spend, Purchases :10.99 - 22.99% APR  BTs: 10.99% APR for 6 Months


 

Thanks for this summary.  So it looks like all these offers could be suitable for different needs.

At first I was frustrated, because I just recently opened this card and put $1600 on it.  All I got was the $75 Amazon gift card.  But since it turns out that $150 deal has no 0 APR, it wouldn't really have worked.  I needed the 0 APR.

I could have maybe used the $100 deal with 6mo 0 APR, but getting it repaid in 6mo could end up being a strain, and it's only $25 more than the Amazon 14mo offer.

Message 24 of 25
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Valued Contributor

Re: Discover's IT $150 Cash back - UPDATED

This makes the referral bonus somewhat obsolete since it's only $50 each (applicant/referrer). I wouldn't want to be selfish.

Message 25 of 25