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Discover's IT $150 Cash back - UPDATED

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coldnmn
Mega Contributor

Re: Discover's IT $150 Cash back - UPDATED

@Wade64

 

Very nice should help many peps!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 11 of 25
ksjhwk
Member

Re: Discover's IT $150 Cash back - UPDATED


@09Lexie wrote:
Call 800- DISCOVER, they'll give you your terms. You might need to wait a few hours for your acct to be set up

Thanks Lexie. I'm a bit disappointed in that they only gave me a starting credit limit of $5,500 but he said to call in after using it for three months and they should be able to increase it. Would that be a hp with Discover?

Message 12 of 25
-Wade-
Valued Contributor

Re: Discover's IT $150 Cash back - UPDATED


@coldnmn wrote:

@Wade64

 

Very nice should help many peps!


That's why i posted it ,to help the people who don't have Discover yet !!!!!!!!!  It's a shame they didn't have the cash back bonus back in Jan when i got my card ...... O well, my life's story a day late and a dollar short Smiley Indifferent

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 13 of 25
coldnmn
Mega Contributor

Re: Discover's IT $150 Cash back - UPDATED

If you call them in 6 months they will try for your amount sp if not approved you have the option for a hp

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 14 of 25
-Wade-
Valued Contributor

Re: Discover's IT $150 Cash back - UPDATED


@ksjhwk wrote:

@09Lexie wrote:
Call 800- DISCOVER, they'll give you your terms. You might need to wait a few hours for your acct to be set up

Thanks Lexie. I'm a bit disappointed in that they only gave me a starting credit limit of $5,500 but he said to call in after using it for three months and they should be able to increase it. Would that be a hp with Discover?


You can ask for a CLI with only SP , if they can't do it  they will ask if you want to go ahead with a HP and you can stop them if you don't want a HP

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 15 of 25
-Wade-
Valued Contributor

Re: Discover's IT $150 Cash back - UPDATED


@coldnmn wrote:

If you call them in 6 months they will try for your amount sp if not approved you have the option for a hp


You can do it in 3 months now

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 16 of 25
09Lexie
Moderator Emerita

Re: Discover's IT $150 Cash back - UPDATED

@ksjhwk

Discover is a conservative lender. The policy has changed to 3 mos and they will let you know if they need to pull your cr.
Message 17 of 25
09Lexie
Moderator Emerita

Re: Discover's IT $150 Cash back - UPDATED

@Wade64

Got mine in a Jan too..no bonus but at least DH and aI got the referral bonus when I referred him in Juky. It's something
Message 18 of 25
-Wade-
Valued Contributor

Re: Discover's IT $150 Cash back - UPDATED


@09Lexie wrote:
@Wade64

Got mine in a Jan too..no bonus but at least DH and aI got the referral bonus when I referred him in Juky. It's something

Yeah i got $50 referral bonus when i referred a friend a few months ago

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 19 of 25
youngandcreditwrthy
Senior Contributor

Re: Discover's IT $150 Cash back - UPDATED

Idk if anyone noticed, but that $150 for $750 deal comes with a horrible intro APR of 10.99% on bts for only 6 months, then the reg apr is 10.98%-22.99%.
Freedom is better imo, but alas I have freedom and it. Lol!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 20 of 25
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