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One of the benefits of being a Discover Card holder is being the first to use new products. Discover is giving away to its cardholders upon request mobile zip stickers.
I just ordered mines and cannot wait to use the latest invention.
http://www.discovercard.com/customer-service/account/zip/?asmpgn=0111_TWI_ZIP_001
I think it's really neat! But just yeasterday I was reading an article on yahoo, where the interviewed an ex-credit card thief. He now helps the fbi or hoever catch crooks, and he was saying something about how information is easier to steal with these type of devices. I don't know how accurate it is, just sharing some info that may be useful. I do think it's a convienent way to pay though.
I keep my debit card and one credit card with an RFID chip in protective sleeves to keep them from being skimmed.
Personally I wouldn't be so happy to have an RFID enabled sticker on anything that I couldn't easily shield.
But that's just my view.
Here's a thread about Electronic pickpocketing .
From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
I am very wary of these touchless payment methods. I don't think they offer ANY real benefit over the swiping (which is easy and convenient). I have heard of scamming methods with these chips. Maybe they're safer than I think but I have a chip on my Amex Blue Cash and have never used it. I just don't like the idea of remote access to my credit card information.
I've been using the Discover Zip card and the Zip sticker card for a few weeks now. I find it convenient to use at Best Buy and fast food places such as McDonalds and Jack in the Box. Most people are surprised when I use the small sticker card because I don't even have it attached to anything.
I got two of those stickers from Citi and I never used it. I called them to request one because it is free.
I just called them to request one (Not the sticker) and it's is on the back of the Discover Card.
Ron.
Here is some info for the Discover Zip:
link:
http://www.discovernetwork.com/paymentsolutions/features/zip.html
http://www.discovernetwork.com/common/pdf/FactSheet_ZipIssuer.pdf
http://www.discovernetwork.com/common/pdf/FAQ_ZipIssuer.pdf
Ron.
BE SURE to check out "Thought your credit cards were safe?" in the Credit News section of this forum at http://ficoforums.myfico.com/t5/Credit-in-the-News/Thought-your-credit-cards-were-safe/td-p/810858