Reply
Contributor
Posts: 105
Registered: ‎09-15-2012
0

Discover score tracker

Discover offers the score tracker.... Do you guys recommend to have the score tracker for 9.99$ a month I know it's not the real fico score but it should be nice to see every detail of my credit Im just not sure if it is worth paying for it.... Does any of you guys have it and what do you think about it ???
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Discover score tracker

CK and Credit Sesame are free

Regular Contributor
Posts: 132
Registered: ‎11-14-2011
0

Re: Discover score tracker

in what sense are the FICO scores being reported by Experian, Equifax, TransUnion not "real" FICO scores?


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


Take the FICO Fitness Challenge
Regular Contributor
Posts: 129
Registered: ‎10-12-2012
0

Re: Discover score tracker

I just cancelled via chat with Discover rep. No question asked. 

I ordered $9.99/mo but did not see a charge after 2 weeks. Also did not see any "alerts". Pulled their Experian score everyday and no score changes.

 

Not impressed at all. Besides their 3-bureau scores are about 20-30 points lower than my FICO.

 

Hope this helps.

FICO Scores: EX 744 (Quizzle), myFICO EQ 675, myFICO TU 708
Credit Cards: Chase Freedom 7k | Cap1 Spark Cash 5.5k | AMEX TrueEarnings 4.5k | Cap1 Cash Visa 3.5k | Cap1 Cash MC 3.5k | AMEX SimplyCash 3K | Discover IT1k
Store: PayPal SmartConnect 5k | JCP 4.2k | Banana 3k | Walmart 2.2K | Kohls 1500 | TargetRED 300
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Discover score tracker


ezef3ar wrote:
Discover offers the score tracker.... Do you guys recommend to have the score tracker for 9.99$ a month I know it's not the real fico score but it should be nice to see every detail of my credit Im just not sure if it is worth paying for it.... Does any of you guys have it and what do you think about it ???

I just got this. I got it because you cant beat $9.99 for all 3 reports even though its FAKO its still nice to get a glimpse at your reports. Plus you can pull your Experian reports daily. TU & EQ are once a month. Now days scores are not everything. Its what in your reports. 


$100K in Credit
Last Credit Card App: 11/16/13
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Discover score tracker

I used it its not to bad, I switched to credit secure with Amex which allows for daily 3 bureau reports

True it's not true fico but I don't care about fico at the moment

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Blogger
Posts: 3,330
Registered: ‎10-19-2012
0

Re: Discover score tracker

Not many other credit tracking services offer access to Experian. If you're already tracking other credit bureau's reports through other services, having this would complete the tracking of your credit history. 

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.