11-09-2012 01:00 AM
11-10-2012 05:34 PM
in what sense are the FICO scores being reported by Experian, Equifax, TransUnion not "real" FICO scores?
11-10-2012 06:10 PM
I just cancelled via chat with Discover rep. No question asked.
I ordered $9.99/mo but did not see a charge after 2 weeks. Also did not see any "alerts". Pulled their Experian score everyday and no score changes.
Not impressed at all. Besides their 3-bureau scores are about 20-30 points lower than my FICO.
Hope this helps.
11-10-2012 07:32 PM
Discover offers the score tracker.... Do you guys recommend to have the score tracker for 9.99$ a month I know it's not the real fico score but it should be nice to see every detail of my credit Im just not sure if it is worth paying for it.... Does any of you guys have it and what do you think about it ???
I just got this. I got it because you cant beat $9.99 for all 3 reports even though its FAKO its still nice to get a glimpse at your reports. Plus you can pull your Experian reports daily. TU & EQ are once a month. Now days scores are not everything. Its what in your reports.
11-10-2012 07:58 PM
11-10-2012 08:26 PM
Not many other credit tracking services offer access to Experian. If you're already tracking other credit bureau's reports through other services, having this would complete the tracking of your credit history.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO