11-09-2012 01:00 AM
11-10-2012 05:34 PM
in what sense are the FICO scores being reported by Experian, Equifax, TransUnion not "real" FICO scores?
11-10-2012 06:10 PM
I just cancelled via chat with Discover rep. No question asked.
I ordered $9.99/mo but did not see a charge after 2 weeks. Also did not see any "alerts". Pulled their Experian score everyday and no score changes.
Not impressed at all. Besides their 3-bureau scores are about 20-30 points lower than my FICO.
Hope this helps.
11-10-2012 07:32 PM
Discover offers the score tracker.... Do you guys recommend to have the score tracker for 9.99$ a month I know it's not the real fico score but it should be nice to see every detail of my credit Im just not sure if it is worth paying for it.... Does any of you guys have it and what do you think about it ???
I just got this. I got it because you cant beat $9.99 for all 3 reports even though its FAKO its still nice to get a glimpse at your reports. Plus you can pull your Experian reports daily. TU & EQ are once a month. Now days scores are not everything. Its what in your reports.
11-10-2012 07:58 PM
11-10-2012 08:26 PM
Not many other credit tracking services offer access to Experian. If you're already tracking other credit bureau's reports through other services, having this would complete the tracking of your credit history.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.