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New Member
marquez1042
Posts: 8
Registered: ‎11-09-2013
0

Discover secured card!!!! Offer

I applied for the discover it card
Was denied for it...
But was offer a secured card how does it work should I go for it!!!

It requires deposit
Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
0

Re: Discover secured card!!!! Offer

WHAT? Never heard of such a thing... Very interested on info.
What did they send you, offer, terms?
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Contributor
pizza1
Posts: 1,815
Registered: ‎07-17-2013
0

Re: Discover secured card!!!! Offer

Is this Discover Matrix card??? I had read conflicting info on this, but I'm interested as well!!!:smileyhappy:
(BK7 d/c:08/19/13~FICO-400's)---> EQ 664,EX 650,TU 657
3 major cc/ 8 retail cc= $43,300 avail credit; plus a $15k LOC
Total revolving credit reporting is 1%
Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
0

Re: Discover secured card!!!! Offer

Oh please tell me not discover matrix!!!
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
New Member
marquez1042
Posts: 8
Registered: ‎11-09-2013
0

Re: Discover secured card!!!! Offer

No guys it's a discover card secured card
I can pick a deposit from 200 till 2500
Same terms as the it card but with
The difference of me making a deposit for the credit line... It's not the matrix card

It's an actual discover it secured card
New Member
marquez1042
Posts: 8
Registered: ‎11-09-2013
0

Re: Discover secured card!!!! Offer

How can I post a pic here to prove it ???
Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
0

Re: Discover secured card!!!! Offer

Wow, this is exciting!
What's your score? Baddies?
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Contributor
pizza1
Posts: 1,815
Registered: ‎07-17-2013
0

Re: Discover secured card!!!! Offer

Really???? Does the card graduate after so long to unsecured?? Cause I'd do that! Glad it's not the matrix, and lmao at Creditaddict!!! Hahahah
(BK7 d/c:08/19/13~FICO-400's)---> EQ 664,EX 650,TU 657
3 major cc/ 8 retail cc= $43,300 avail credit; plus a $15k LOC
Total revolving credit reporting is 1%
New Member
marquez1042
Posts: 8
Registered: ‎11-09-2013
0

Re: Discover secured card!!!! Offer


I just. Have A 1000$ dollars card
With a local credit union.. No collections or money in debt to no one
I was confuse I don't understand the full logic of a secured card
But I look it up online... And seems that discover doesn't offer secured cards..
But they are offering me one
So I don't understand what's going maybe it's a new thing going on. Or something
New Member
marquez1042
Posts: 8
Registered: ‎11-09-2013
0

Re: Discover secured card!!!! Offer

It says


Compare Secured Credit Cards Capital One
Secured
MasterCard
Credit Card
No annual fee
Requires a refundable security deposit
Reports to all three major credit bureaus
Free FICO® Credit Score on your monthly statement1
5% cash back in categories that change throughout the year, up to the quarterly maximum. Signing up each time is free and easy. 5% Cashback Calendar
1% cashback on all other purchases
100% U.S. based customer service available any time
Paying late won't increase your APR
No late fee on your first late payment
No overlimit fee
Pay up to midnight (ET) the day it's due by phone or online
If you lose your job, we'll help out with a $100 gift card2
Accepted at 9 million merchants nationwide3
Comparison based on information obtained on issuers' websites or from customer service representatives as of November 2013.

1Your FICO® Credit Score is based on data from TransUnion and may be different from other credit scores. FICO® Credit Scores are delivered only to Primary cardmembers who get a monthly statement and have an available score. Discover and other lenders may use different inputs like a FICO® Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

2Available once for each cardmember

3According to the Feb 2013 issue of the Nilson Report

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
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}