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Established Contributor
SwiftTone
Posts: 1,026
Registered: ‎02-27-2012
0

Discover sending me ATLEAST one pre-approval letter a week

So I'm wondering if this is happening with anyone else.

 

I get pre-approval letters from Discover atleast once a week. This week so far, I've gotten 2 already, and its only Tuesday. Does Discover really want my business or do they do this with everyone?

 

I have no ties with them right now. I would apply but I'd like to get something else first before Discover, because Discover isn't as widely accepted around here.

 

Also, my pre-approval letters doesn't say what kind of Discover card it is. The only indication of what type of card it is the picture of the card which says "Discover Cash Back". Is this their More card?

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$12,500, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 734
EX FICO(AMEX) - 712
Frequent Contributor
ctb89
Posts: 419
Registered: ‎03-05-2012
0

Re: Discover sending me ATLEAST one pre-approval letter a week

With your scores, you should be able to get a couple prime cards. Discover is a good one to have. No AF, rewards, great CS.

Established Contributor
SwiftTone
Posts: 1,026
Registered: ‎02-27-2012
0

Re: Discover sending me ATLEAST one pre-approval letter a week

O and the weird thing is when I go onto their website to check if I have any pre-approved offers, it comes up with NOTHING.

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$12,500, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 734
EX FICO(AMEX) - 712
Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012
0

Re: Discover sending me ATLEAST one pre-approval letter a week

I get a couple pre-approvals from Discover every week for the More Card, so it's not just you.  I did go to the website and I was pre-approved there too.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Valued Contributor
tcbofade
Posts: 2,414
Registered: ‎09-26-2011
0

Re: Discover sending me ATLEAST one pre-approval letter a week

If you're carrying a balance on another card, a zero percent intro rate from Discover might be worth it.


Current Scores: EX 706 (FCR) TU08: 641 Wally.11/23/14
Last app 05/29/2014.
Being held hostage in the garden until further notice...
Zero percent financing is where the devil lives...
Established Contributor
SwiftTone
Posts: 1,026
Registered: ‎02-27-2012
0

Re: Discover sending me ATLEAST one pre-approval letter a week

Na, I started not carrying a balance a month ago.

 

I was carry a balance before that, but I was PIF a few times a month. Didn't know I would still be charged interest. Now I know better. 

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$12,500, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 734
EX FICO(AMEX) - 712
Frequent Contributor
Dadaluma83
Posts: 364
Registered: ‎08-23-2011
0

Re: Discover sending me ATLEAST one pre-approval letter a week

Starting last fall Discover sent me a pre approval mailing at least once a week until I finally apped for their card so it is not just you.

FICO Scores: TU: 768 (Jan 2012), EQ: 755 (Jan 2012 Lender pull)
Established Contributor
frogfan12
Posts: 872
Registered: ‎10-16-2010
0

Re: Discover sending me ATLEAST one pre-approval letter a week

I get Discover offers all the time.


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Established Contributor
TNTransplant
Posts: 772
Registered: ‎01-03-2012
0

Re: Discover sending me ATLEAST one pre-approval letter a week

I just got my first Discover pre-approval a couple of weeks ago, but the website did not show any offers for me.  Out of curiosity (because of this thread), I went back to the website and it shows that I am now pre-qualified for the Discover more.  :smileyhappy:

 

Hopefully the rest of 2012 spent in gardening will result in many more offers for prime cards!


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Discover sending me ATLEAST one pre-approval letter a week


SwiftTone wrote:

So I'm wondering if this is happening with anyone else.

 

I get pre-approval letters from Discover atleast once a week. This week so far, I've gotten 2 already, and its only Tuesday. Does Discover really want my business or do they do this with everyone?

 

I have no ties with them right now. I would apply but I'd like to get something else first before Discover, because Discover isn't as widely accepted around here.

 

Also, my pre-approval letters doesn't say what kind of Discover card it is. The only indication of what type of card it is the picture of the card which says "Discover Cash Back". Is this their More card?


More than likely yes. I would go for it if your files and INQ's are OK.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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