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Established Contributor
SwiftTone
Posts: 984
Registered: ‎02-27-2012

Discover sending me ATLEAST one pre-approval letter a week

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‎03-27-2012 02:21 PM

So I'm wondering if this is happening with anyone else.

 

I get pre-approval letters from Discover atleast once a week. This week so far, I've gotten 2 already, and its only Tuesday. Does Discover really want my business or do they do this with everyone?

 

I have no ties with them right now. I would apply but I'd like to get something else first before Discover, because Discover isn't as widely accepted around here.

 

Also, my pre-approval letters doesn't say what kind of Discover card it is. The only indication of what type of card it is the picture of the card which says "Discover Cash Back". Is this their More card?

BCE: $0/$8500, CSP: $15/$5000, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$4750, Citi Dividend: $0/$2000 Cap1 x2 $0/$2250

EQ FICO - 07/2012: 699, 08/2012: 714, 10/2012: 729, 11/2012: 686, 12/2012: 723, 01/2013: 737, 03/2013: 725, 04/2013: 734, 05/2013: 736
EX FICO(AMEX) - 10/2012: 712
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Frequent Contributor
ctb89
Posts: 419
Registered: ‎03-05-2012

Re: Discover sending me ATLEAST one pre-approval letter a week

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‎03-27-2012 02:22 PM

With your scores, you should be able to get a couple prime cards. Discover is a good one to have. No AF, rewards, great CS.

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Established Contributor
SwiftTone
Posts: 984
Registered: ‎02-27-2012

Re: Discover sending me ATLEAST one pre-approval letter a week

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‎03-27-2012 02:25 PM

O and the weird thing is when I go onto their website to check if I have any pre-approved offers, it comes up with NOTHING.

BCE: $0/$8500, CSP: $15/$5000, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$4750, Citi Dividend: $0/$2000 Cap1 x2 $0/$2250

EQ FICO - 07/2012: 699, 08/2012: 714, 10/2012: 729, 11/2012: 686, 12/2012: 723, 01/2013: 737, 03/2013: 725, 04/2013: 734, 05/2013: 736
EX FICO(AMEX) - 10/2012: 712
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Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: Discover sending me ATLEAST one pre-approval letter a week

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‎03-27-2012 02:27 PM

I get a couple pre-approvals from Discover every week for the More Card, so it's not just you.  I did go to the website and I was pre-approved there too.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
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Valued Contributor
tcbofade
Posts: 1,060
Registered: ‎09-26-2011

Re: Discover sending me ATLEAST one pre-approval letter a week

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‎03-27-2012 02:27 PM

If you're carrying a balance on another card, a zero percent intro rate from Discover might be worth it.



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

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Established Contributor
SwiftTone
Posts: 984
Registered: ‎02-27-2012

Re: Discover sending me ATLEAST one pre-approval letter a week

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‎03-27-2012 02:31 PM

Na, I started not carrying a balance a month ago.

 

I was carry a balance before that, but I was PIF a few times a month. Didn't know I would still be charged interest. Now I know better. 

BCE: $0/$8500, CSP: $15/$5000, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$4750, Citi Dividend: $0/$2000 Cap1 x2 $0/$2250

EQ FICO - 07/2012: 699, 08/2012: 714, 10/2012: 729, 11/2012: 686, 12/2012: 723, 01/2013: 737, 03/2013: 725, 04/2013: 734, 05/2013: 736
EX FICO(AMEX) - 10/2012: 712
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Frequent Contributor
Dadaluma83
Posts: 364
Registered: ‎08-23-2011

Re: Discover sending me ATLEAST one pre-approval letter a week

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‎03-27-2012 03:19 PM

Starting last fall Discover sent me a pre approval mailing at least once a week until I finally apped for their card so it is not just you.

FICO Scores: TU: 768 (Jan 2012), EQ: 755 (Jan 2012 Lender pull)
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Established Contributor
frogfan12
Posts: 872
Registered: ‎10-16-2010

Re: Discover sending me ATLEAST one pre-approval letter a week

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‎03-27-2012 08:28 PM

I get Discover offers all the time.

Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
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Established Contributor
TNTransplant
Posts: 688
Registered: ‎01-03-2012

Re: Discover sending me ATLEAST one pre-approval letter a week

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‎03-27-2012 08:37 PM

I just got my first Discover pre-approval a couple of weeks ago, but the website did not show any offers for me.  Out of curiosity (because of this thread), I went back to the website and it shows that I am now pre-qualified for the Discover more.  :smileyhappy:

 

Hopefully the rest of 2012 spent in gardening will result in many more offers for prime cards!

Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:May 2013: EQ - 749, TU08 - 753, EX - 741 (Amex 4/13)
Goal Score: 760 on each by 12/31/13, Last app - 4/1/13

Take the 2013 FICO Fitness Challenge
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Mega Contributor
LS2982
Posts: 14,455
Registered: ‎04-09-2011

Re: Discover sending me ATLEAST one pre-approval letter a week

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‎03-28-2012 03:09 AM

SwiftTone wrote:

So I'm wondering if this is happening with anyone else.

 

I get pre-approval letters from Discover atleast once a week. This week so far, I've gotten 2 already, and its only Tuesday. Does Discover really want my business or do they do this with everyone?

 

I have no ties with them right now. I would apply but I'd like to get something else first before Discover, because Discover isn't as widely accepted around here.

 

Also, my pre-approval letters doesn't say what kind of Discover card it is. The only indication of what type of card it is the picture of the card which says "Discover Cash Back". Is this their More card?

More than likely yes. I would go for it if your files and INQ's are OK.



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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