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I have with Discover for about a year and a half. Never kept balance. Used everywhere discover is taken (regardless of 5% or not). Always PIF.
Didn't get anything at all from them. I wonder why.
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
@Gunnar419 wrote:
@CreditControl wrote:Yes! My husband and I both received this gift card. But did I read correctly in the responses here that there may be a $2 fee for USING the joyous gift card????
No, no, no. Don't worry. Use it and you'll get the whole amount for your coffee or whatever you purchase.
I think the $2 or $2.50 that people are talking about is only if you let the card sit without use for a year or more. I've personally never seen anything like that, but I have used Discover gift cards and always gotten full value and no funny fees.
Correct. The fee is for NOT using the gift card for a year. The inactivity fee slowly saps the life out of the gift card.So...
USE IT NOW!
Scores | 2013-09-21 | Current |
Equifax | 630 (LP) | 755 (CK)/749 (Quizzle) |
Experian | 640 (FCR) | FICO 707 (Amex) |
TransUnion | 588 (CK) | FICO 754 (Barclaycard) |
@krial wrote:I received the $5 Starbucks card as well from Discover.
There is one Starbucks about 55 miles away, and the next one is 95 miles...
Rather worthless for me.
I didn't know places ike this existed. In an intersection by house there are literally three starbucks within 400 ft of each other , then two more less than a mile away. But alas, no card for me .
Yep, 1 got mine after three months and my wife just got one as well.