Credit Cards Center Credit cards from our partners
See all cards Advertiser Disclosure
Credit Cards Mortgages Savings Accounts Auto Insurance

Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Do you mean 
Reply
Topic Options
Regular Contributor
codesingh
Posts: 245
Registered: ‎12-27-2012
0

Re: Discover sent me a gift! (And it's not a CC)

Options

‎01-29-2014 08:34 AM

I have with Discover for about a year and a half. Never kept balance. Used everywhere discover is taken (regardless of 5% or not). Always PIF. 

Didn't get anything at all from them. I wonder why.

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Message 21 of 24 (270 Views)
 
Established Contributor
titanofold
Posts: 605
Registered: ‎11-13-2013
0

Re: Discover sent me a gift! (And it's not a CC)

Options

‎01-29-2014 08:41 AM

Gunnar419 wrote:
CreditControl wrote:

Yes!  My husband and I both received this gift card.  But did I read correctly in the responses here that there may be a $2 fee for USING the joyous gift card????

No, no, no. Don't worry. Use it and you'll get the whole amount for your coffee or whatever you purchase.

 

I think the $2 or $2.50 that people are talking about is only if you let the card sit without use for a year or more.  I've personally never seen anything like that, but I have used Discover gift cards and always gotten full value and no funny fees.

 

Correct. The fee is for NOT using the gift card for a year. The inactivity fee slowly saps the life out of the gift card.So...

 

USE IT NOW!

Scores2013-09-21Current
Equifax630 (LP)749 (CK)/749 (Quizzle)
Experian640 (FCR)FICO 703 (Amex)
TransUnion588 (CK)FICO 740 (Barclaycard)
Message 22 of 24 (266 Views)
 
Frequent Contributor
unc0mm0n1
Posts: 483
Registered: ‎03-05-2013
0

Re: Discover sent me a gift! (And it's not a CC)

Options

‎01-29-2014 09:32 AM

krial wrote:

I received the $5 Starbucks card as well from Discover.

 

There is one Starbucks about 55 miles away, and the next one is 95 miles...

 

Rather worthless for me.

I didn't know places ike this existed. In an intersection by house there are literally three starbucks within 400 ft of each other , then two more less than a mile away. But alas, no card for me Smiley Sad.

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 23 of 24 (259 Views)
 
Established Member
adushenka
Posts: 25
Registered: ‎02-24-2013
0

Re: Discover sent me a gift! (And it's not a CC)

Options

‎01-29-2014 01:33 PM

Yep, 1 got mine after three months and my wife just got one as well.

Revolving: BofA Cash rewards, Cap1 QuickSilver, Discover IT, Chase Freedom Visa Signature, DCU Visa Platinum
Car Loan: AHFC
Message 24 of 24 (237 Views)
 
POPULAR LINKS
Credit scores | Credit reports | myFICO Blog | Affiliates

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.