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Discover spending limit?

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Skye12329
Valued Contributor

Discover spending limit?

So i was just wondering if i add someone as an AU is there a way to set a spending limit for them or is that only AMEX that does that? 

 

Also i know lexie mentioned i can ask for sp cli after my promo. Does it need to be after my promo period or can i do it during? Also i forget on how often i can request a sp was it every 9 mos or 90 days? If declined for the SP cli do i have to wait again or is it from the time i was increased like other lenders.

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 1 of 3
2 REPLIES 2
09Lexie
Moderator Emerita

Re: Discover spending limit?


@Skye12329 wrote:

So i was just wondering if i add someone as an AU is there a way to set a spending limit for them or is that only AMEX that does that? 

 

Also i know lexie mentioned i can ask for sp cli after my promo. Does it need to be after my promo period or can i do it during? Also i forget on how often i can request a sp was it every 9 mos or 90 days? If declined for the SP cli do i have to wait again or is it from the time i was increased like other lenders.


No, you cannot set limits on AU cards.

 

I believe I said you can ask for an APR reduction after your promo period.  You may ask for a CLI every 90 days. There's no waiting period if denied like Amex but if nothing has changed on your profile- chances are waiting is for the best. 

Message 2 of 3
Skye12329
Valued Contributor

Re: Discover spending limit?

Thanks Lexie, i must have mis-read that. I do plan on waiting till everything is paid before i initiate any CLI's
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 3 of 3
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