BBS -
I'm pretty sure it's nothing to do with the day of the week. If you're up for an INSTANT approval on the CLI then it's pre-approved sort of before you hit the button since we know they don't SP you at the time of the CLI attempt. I hit the button with them this go round on 12/1 (TH) and called them 12/2 (FR) and they had approved it but, had to have a supv push it through since it exceeded the normal analyst limit that they're allowed to approve on their own. (final approval came Monday 12/5 and it showed on the dashboard)
I think the 2-day can be a combo of the timing in which the computer resets the slider bar option you see on the instants or the threshold of the CL in which it prompts for the manual review. I don't know which of the two since in my data I've had the 2-day since the 2nd CLI attempt. Now that I'm north of say 25K I will always get a manual review potentially because of timing / growth / CL.
It's been a little sporadic at which point people see 2-days though from low limits to high limits and instant approval CLI's from $500 - $14K or an auto CLI of $12.5K. I know if you're impatient and want to see a review done on a 2-day during the same week and have it show up on your dashboard it would be prudent to submit it on SUN/MON so they have time to get to it in their queue and submit for approval if needed and have it post online. Sometimes they get to it quicker and it shows up the same day and other times it does take a week or so for it to fully move through the system.
I think the delay on the weekend could be either they're only working on real time requests on a ghost crew and potentially there's not a supv on duty to approve hefty limits. Supv might be on call for the ghost crew though during the weekend hours for that one off person that just exceeds the analyst limit that they can approve w/o further review. There's so many different factors that come into play depending on policies and procedures that limit what each Tier of the group can do autonomously.
Next time you or someone else hits the button going into a weekend it might be a good time to call them after 24 hours just to get a status update from them to see what they say whether it's still pending or if it hasn't been looked at or if it's pending supv approval. Someone's gotta be there though if they're giving out weekend hours with the phone number when you ask the frontline group and they give you the info for Lending.
***sorry about the ramble but some things came to mind outside of the general day of the week question
