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Discover

I applied for a Discover card and was informed that I could be approved but required a co-signer because of my foreclosure in 2007.  Guess I won't be getting a discover card anytime soon!!!Smiley Surprised

Starting Score:TU 62611/07/2011
Current Score: 72704/23/2012
Starting Score:EQ 60511/07/2011
Current Score: 69012/20/2012
Goal Score: 760+
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Message 1 of 4
3 REPLIES
Regular Contributor

Re: Discover

Sorry -

July 2017
FICO08 EX 808, TU 779, EQ 780
Inquiries Ex 1, TU 2, EQ 1
Message 2 of 4
Regular Contributor

Re: Discover


by2 wrote:

I applied for a Discover card and was informed that I could be approved but required a co-signer because of my foreclosure in 2007.  Guess I won't be getting a discover card anytime soon!!!Smiley Surprised


About 8 months a go, i had also applied for a discover more card and was given the same reason, that i needed a co-signer. i rejected the offer, then garden for 8 months without applying for anything. Brought my UTI% from 88% to 33%, then i applied a few days a go and bam! got the approval for $1000 cl. I can't wait to get my card tomorrow! keep your head up, you can do it! good luck.

Old Navy: AU $600----------------Walmart(store card): $900 & FICO: 680
Sears Mastercard: AU $300-----TU: FICO 652 April/2012
Emblemcard: $325------------------EQ: FICO 668 April/2012
Discover: $1,000-FICO 695 4/25/12---------Bringing home Amex in 2013!
Cap1: $750 Gardening mode until April 2013
Cap1: $500



Message 3 of 4
Mega Contributor

Re: Discover


by2 wrote:

I applied for a Discover card and was informed that I could be approved but required a co-signer because of my foreclosure in 2007.  Guess I won't be getting a discover card anytime soon!!!Smiley Surprised


Sorry to hear...Smiley Sad

 

Have you spoke to a analyst about it? There may be other factors contributing to it that made the foreclosure a big deal.




EQ FICO 548 3/3/16
Message 4 of 4