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@afbar1114 wrote:
Im trying my hardest to garden for 6 months for now
You have some good cards in your wallet. Use them. Enjoy them. Focus on them. You got them for a reason, after all, didn't you? Use them accordingly and stop thinking about other cards.
I found it helpful to stop learning about new cards....
I'm trying to garden until October for the CSP....
@SwiftTone wrote:I found it helpful to stop learning about new cards....
I'm trying to garden until October for the CSP....
yea knowing about all cards and new cards doesnt help
I set a plan on which cards I want, and in what order. I only app for a card if its the next card on my list, or if it will help me with an approval for the next card on my list.
Case in point: I had 3 cards with average CL of $1k, and didn't want to be stuck with toy limits. I knew I had the minimum FICO score for a CSP, so I apped and got denied. Reason of denial was that I had no similar CL(CSP starts at $5000). I thought long and hard and knew that my current CC would not give me a CLI, ever. After a month of thinking, I decided to app for a Discover More. Originally Discover More was 3rd on my list, but decided it could help me with an approval for the CSP. I apped, got approved for $3500. Now I am gardening until October hoping that they will give me a CLI of atleast $1500 to a total CL of $5000(seems doable), so that it will increase my chances of approval for a CSP.
I also want a Freedom. I plan on getting a PC on my Slate in November(1 year anniversary) that way I don't have to keep apping.
Its all about having realistic plan afbar. And most importantly, sticking with the plan. Don't try to get approved with minimum reqirements for a CC. Always leave some room for the unexpected.
Be patient, you can do it!!
After I
@tinuviel wrote:
@afbar1114 wrote:
Im trying my hardest to garden for 6 months for now
You have some good cards in your wallet. Use them. Enjoy them. Focus on them. You got them for a reason, after all, didn't you? Use them accordingly and stop thinking about other cards.
THIS!!!!!!!!!!!!!!
C'mon Appbar Jr. I'm over apping for credit cards for quite awhile, don't even think about future apps!!!