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New Contributor
alexak
Posts: 67
Registered: ‎06-04-2012

Discover?

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‎12-26-2012 02:38 PM

I have been good willing the poo out of my baddies with no avail... That said... Not giving up! 

 

Ive been looking at discover for while. I applied a while back and was denied even on recon. The gentleman I talked to was so nice and gave me advice on what I should do to prepare to apply again. I had one card in DMP when I applied and he said pay it off and be done with you and you should be good. He mentioned that he saw my lates, including my 90-day and said that shouldnt be a problem either because the card is closed and fully paid. He also suggested that my util be under 20% which I already knew from here. With that said, is there a good possibility that I could get accepted? baddies in the signature.

Current: EX(plus) 659, EQ(Lender pull) 661, TU(Lender Pull) 634, Credit Karma: 691, Credit Sesame: 693
GOAL: 750's by 2014
In my wallet: Chase Freedom $2000, Discover IT $1700, Chase Slate $1000, WFNNB/Victoria's Secret $500, Orchard Bank $300, Cap One Cash Rewards: $500
AU Bank of America $19,900
Gardening til November 2013
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Frequent Contributor
sccredit
Posts: 308
Registered: ‎09-14-2012

Re: Discover?

[ Edited ]
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‎12-26-2012 02:40 PM - edited ‎12-26-2012 02:50 PM

I would expect a relatively low limit but with your scores I think you have a shot

 

Edit: I misread your scores, I have to agree with the poster below that you should wait until scores are higher.  Sorry about that

$97,500 Revolving Credit Lines
Credit Scores: EX 728 EQ 724 TU726
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Established Contributor
eviLution
Posts: 543
Registered: ‎06-11-2012

Re: Discover?

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‎12-26-2012 02:46 PM

If I were you, I would wait til TU/EQ Fico is at least 680.

Current Score: DCU EQ 702 - EXP+ 711 - WM TU 719
Goal Score: 750+

Capital One Secured: 750 - DCU Platinum: 1500 - Discover IT: 1250
in the garden til 7/1/2013
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New Contributor
alexak
Posts: 67
Registered: ‎06-04-2012

Re: Discover?

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‎12-26-2012 03:22 PM

Thanks guys. Hoping that my barrage of GW letters works in the near future!

Current: EX(plus) 659, EQ(Lender pull) 661, TU(Lender Pull) 634, Credit Karma: 691, Credit Sesame: 693
GOAL: 750's by 2014
In my wallet: Chase Freedom $2000, Discover IT $1700, Chase Slate $1000, WFNNB/Victoria's Secret $500, Orchard Bank $300, Cap One Cash Rewards: $500
AU Bank of America $19,900
Gardening til November 2013
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Valued Contributor
nicholasyud
Posts: 1,591
Registered: ‎08-13-2012

Re: Discover?

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‎12-26-2012 07:29 PM

Wait and be patient........

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800

Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k

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