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Contributor
Posts: 97
Registered: ‎06-04-2012
0

Discover?

I have been good willing the poo out of my baddies with no avail... That said... Not giving up! 

 

Ive been looking at discover for while. I applied a while back and was denied even on recon. The gentleman I talked to was so nice and gave me advice on what I should do to prepare to apply again. I had one card in DMP when I applied and he said pay it off and be done with you and you should be good. He mentioned that he saw my lates, including my 90-day and said that shouldnt be a problem either because the card is closed and fully paid. He also suggested that my util be under 20% which I already knew from here. With that said, is there a good possibility that I could get accepted? baddies in the signature.

Valued Contributor
Posts: 1,265
Registered: ‎09-14-2012
0

Re: Discover?

[ Edited ]

I would expect a relatively low limit but with your scores I think you have a shot

 

Edit: I misread your scores, I have to agree with the poster below that you should wait until scores are higher.  Sorry about that

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: Discover?

If I were you, I would wait til TU/EQ Fico is at least 680.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Contributor
Posts: 97
Registered: ‎06-04-2012
0

Re: Discover?

Thanks guys. Hoping that my barrage of GW letters works in the near future!

Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Discover?

Wait and be patient........


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

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