Discover

[myjourney]

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@psjhvac79 wrote:
Cowboy thanks. Journey I actually tried to get that card. After a sp verified some security questions and passing a chex system check. They sent me a Email saying they could verify my identity. Even with my DL# I can't seem to catch a break.

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Maybe you can send in a bill and by chance is your address different on CR's?

[psjhvac79]

No my address is the same. I kinda felt like the didn't want to service my account because I live out of their state. Im going to call Monday and see what they say.

[myjourney]

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@psjhvac79 wrote:
No my address is the same. I kinda felt like the didn't want to service my account because I live out of their state. Im going to call Monday and see what they say.

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They don't mind out of state so maybe it's a quick fix 

Good luck and let us know the results 

[bk510]

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@asphaltcowboy wrote:

Sorry about Discover, as others have said, they don't recon

best of luck with whatever you decide going forward

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What about on approval (Can you recon?)

I just got approved tonight on a different term which ended up being no 0% APR, and 22.99.

Dont know what my limit is though. and I actually dont wanna find out until....lol

I like surprises.

[ethan17debttackler]

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@myjourney wrote:

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@psjhvac79 wrote:
Thanks for the feedback. Kinda what I was thinking but I don't think I will apply to Discover again. I just wanted a secured card and with me giving them my money to secure it and a fico and the mid 6 s. I don't think Discover needs or wants my business in the future.

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Easy secured card to get 

https://www.sdfcu.org/emv-creditcards

No HP required 

Journey--

Dumb question: so, this secured card reports to credit bureaus every month? If so, how long do you think one can be eligible for an unsecured card (with no credit history)?

[myjourney]

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@ethan17debttackler wrote:

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@myjourney wrote:

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@psjhvac79 wrote:
Thanks for the feedback. Kinda what I was thinking but I don't think I will apply to Discover again. I just wanted a secured card and with me giving them my money to secure it and a fico and the mid 6 s. I don't think Discover needs or wants my business in the future.

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Easy secured card to get 

https://www.sdfcu.org/emv-creditcards

No HP required 

Journey--

Dumb question: so, this secured card reports to credit bureaus every month? If so, how long do you think one can be eligible for an unsecured card (with no credit history)?

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There's no dumb questions here...Valid question you asked yes it reports to all 3 CB's 

The card itself will not graduate but it will build solid history to apply for other unsecured cards 

Has a good APR as well  

use it for 6 months you should be good to go

[OptimalCS]

doesn't hurt to call

[ethan17debttackler]

Thanks for the tip!! These forums and contributors, like yourself, are awesome!!

[myjourney]

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@ethan17debttackler wrote:

Thanks for the tip!! These forums and contributors, like yourself, are awesome!!

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