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Discover

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afbar1114
Valued Contributor

Discover

no i didnt app i promise but this might be a 6-12 month goal for me insted of CSP.  the rewards seem much better for discover more card. 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 1 of 25
24 REPLIES 24
Anonymous
Not applicable

Re: Discover

Thats what I have heard from most people, that the discover rewards + customer service is amazing.

 

I just apped last week and will be recieving the card today or tomorrow.

Message 2 of 25
afbar1114
Valued Contributor

Re: Discover

if i plan on apping in six months i plan to have UTL below 9%. but should i keep all cards open untill i get this card or should i close out my cap1's? 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 3 of 25
Anonymous
Not applicable

Re: Discover

Seriously, chill for a year...seriously.
Message 4 of 25
john398
Senior Contributor

Re: Discover

isnt the cap much lower on the 5% discover vs 5% Chase, I thought the cap on 5% was something low like $75 with Discover

Message 5 of 25
MrShush
Valued Contributor

Re: Discover

Me and my fiance like Discover a little too much, but its still a great card. Cash back is lovely.
Message 6 of 25
afbar1114
Valued Contributor

Re: Discover

its the same $75 is the mak you can earn but you will need too spend $1500 to get it. 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 7 of 25
john398
Senior Contributor

Re: Discover


@afbar1114 wrote:

its the same $75 is the mak you can earn but you will need too spend $1500 to get it. 



oh ok but with Discover after further research you earn 0.25% rewards on non-bonus spending on the first $3k in purchases each year. Only then do you get the full 1% (Thats on non bonus spending)

Message 8 of 25
logan_720
Established Contributor

Re: Discover


@Anonymous wrote:
Seriously, chill for a year...seriously.

There's nothing wrong with making long term goals. 

Message 9 of 25
Anonymous
Not applicable

Re: Discover


@logan_720 wrote:

@Anonymous wrote:
Seriously, chill for a year...seriously.

There's nothing wrong with making long term goals. 


6 months is not long term.
Message 10 of 25
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