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Discover

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afbar1114
Valued Contributor

Re: Discover

But how is discover with CLs and CLIs
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 11 of 25
LS2982
Mega Contributor

Re: Discover


@Anonymous wrote:

@logan_720 wrote:

@Anonymous wrote:
Seriously, chill for a year...seriously.

There's nothing wrong with making long term goals. 


6 months is not long term.

I agree, garden for a year Appbar!!!!!




EQ FICO 548 3/3/16
Message 12 of 25
afbar1114
Valued Contributor

Re: Discover

Ill try to wait for a year. Ill see where i am at in six months. May ask for a cli though
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 13 of 25
webhopper
Moderator Emeritus

Re: Discover

All of my CLI s have been automatic.
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 14 of 25
afbar1114
Valued Contributor

Re: Discover


@john398 wrote:

@afbar1114 wrote:

its the same $75 is the mak you can earn but you will need too spend $1500 to get it. 



oh ok but with Discover after further research you earn 0.25% rewards on non-bonus spending on the first $3k in purchases each year. Only then do you get the full 1% (Thats on non bonus spending)


yea i saw this. so now i will just wait for now see at 6 moths if anything i want or any CLI's. might not get this card but the more i think about it i know i wont get CSP for at least 2 more years Smiley Embarassed

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 15 of 25
webhopper
Moderator Emeritus

Re: Discover

Afbar; discover does not appreciate the wisdom of multiple inquiries.... you should definately garden before applying!
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 16 of 25
FrugalRican
Blogger

Re: Discover

You're driving yourself insane.

Now you're flip-flopping between CSP and Discover.

 

I just hope this discussion doesn't lead to you apping within the next month.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 17 of 25
learnin113
Established Contributor

Re: Discover


@Anonymous wrote:
Seriously, chill for a year...seriously.


+1.  Chill period.

Message 18 of 25
crunching_numbers
Valued Contributor

Re: Discover


@learnin113 wrote:

@Anonymous wrote:
Seriously, chill for a year...seriously.


+1.  Chill period.


+1  Do you EVER want to see a big CL?  You seriously need to focus on gardening those new cards and hope for CLI's.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 19 of 25
afbar1114
Valued Contributor

Re: Discover

Im trying my hardest to garden for 6 months for now
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 20 of 25
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