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DiscoverIt FICO score.

Moderator Emeritus

DiscoverIt FICO score.

Got my DiscoverIt with FICO score.    Drumroll please.....   819!   Had to read it twice!!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 1 of 30
29 REPLIES
Valued Contributor

Re: DiscoverIt FICO score.

Congrats

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 2 of 30
Senior Contributor

Re: DiscoverIt FICO score.

and your starting score was 504!?!?!? What an awesome suprise!! what cl did they give you for the IT card with thath estupendes FICO SCORE?? Looks like you've reached your goal!!

Discharged on 7/11/16
Gardening Since 12/01/2017
Message 3 of 30
Valued Contributor

Re: DiscoverIt FICO score.

Wow. Drumroll AND trumpets, I think. That's fantastic!

 

Curious about something. I thought card vendors only had to supply scores when  they gave you less-than-optimal terms. Don't mean to poke into your private business, but at 819, I think they'd be giving you optimal terms on a gold platter!

Message 4 of 30
Moderator Emeritus

Re: DiscoverIt FICO score.

Starting CL was $5500  but it was more than twice my other CC, Barclays NFL @ $2500.  It'd been awhile since I had any CCs.  Smiley Sad

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 30
Regular Contributor

Re: DiscoverIt FICO score.

Whoa! Congrats! Smiley Happy

Message 6 of 30
Moderator Emeritus

Re: DiscoverIt FICO score.


Gunnar419 wrote:

Wow. Drumroll AND trumpets, I think. That's fantastic!

 

Curious about something. I thought card vendors only had to supply scores when  they gave you less-than-optimal terms. Don't mean to poke into your private business, but at 819, I think they'd be giving you optimal terms on a gold platter!


DiscoverIt has full disclosure on the back of the first page that the card comes in.  DW's FICO was 731 and her CL was $5000 and my income is 2.5X hers.  Guess that's worth an extra $500, but I'm not complaining.  I broke the $5k.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 30
Valued Contributor

Re: DiscoverIt FICO score.

Grats Shogun

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 8 of 30
Established Contributor

Re: DiscoverIt FICO score.

Thats awesome!! Congrats!!  Smiley Happy


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 9 of 30
Regular Contributor

Re: DiscoverIt FICO score.

awesome!!! time to dance! Smiley Happy

Message 10 of 30