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DiscoverIt Prequal?

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Anonymous
Not applicable

DiscoverIt Prequal?

I went on DiscoverIt prequal site and was offered the DiscoverIt card at 0% intro APR. It didn't say recommended or suggested for you, it just said "your personalized offer" and then listed the 0% for 12 months, 0% on BTs. How accurate is this offer? My scores seem a bit low to qualify for that (I am going to app for it anyway because they are quirky and I will need a 5% cash back card). Are they known to false prequal?

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: DiscoverIt Prequal?

It's not a true prequal site. Put in Mickey Mouse. You'll get the same. 

Message 2 of 5
OmarGB9
Community Leader
Super Contributor

Re: DiscoverIt Prequal?

Not a true prequal, although if they give a fixed APR or a SMALL range (i.e. 12.99-15.99 as opposed to 12.99-21.99) of APRs, you may have better odds.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 5
Anonymous
Not applicable

Re: DiscoverIt Prequal?

Wow thanks lol. Why even have a prequal then?
Message 4 of 5
OmarGB9
Community Leader
Super Contributor

Re: DiscoverIt Prequal?

To get people to apply of course. Lol.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 5
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