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Hi, this is my first post, but I have been reading this forum for a long time... Thanks to all for all the info, btw!
Anyway, I was checking my Credit Karma and found that I have a new account! That was "interesting" since I haven't applied to anything lately. So, I checked the information and apparently 3 days ago, my Discover It changed "provider," apparently I was with "Discover Financial" and in the last 72 hours I am with "Discover Bank." Credit Karma did the whole "new card" display with your "new limit is" (same limit) and stuff like that. The history of the card did not change (9 months).
My questions are: Am I the only one that had this change this week? And, does it mean anything? Is Discover Bank the "better" part of Discover? Thanks.
@Anonymous wrote:
Hi, this is my first post, but I have been reading this forum for a long time... Thanks to all for all the info, btw!
Anyway, I was checking my Credit Karma and found that I have a new account! That was "interesting" since I haven't applied to anything lately. So, I checked the information and apparently 3 days ago, my Discover It changed "provider," apparently I was with "Discover Financial" and in the last 72 hours I am with "Discover Bank." Credit Karma did the whole "new card" display with your "new limit is" (same limit) and stuff like that. The history of the card did not change (9 months).
My questions are: Am I the only one that had this change this week? And, does it mean anything? Is Discover Bank the "better" part of Discover? Thanks.
oh wow.... you got me scared for you... no app and a new account ....that would have been your nightmare!... but finished reading and no big deal .... mine shows Discoverbank on CK at least for a week but I do not know if that ever showed as Discover Financial or Discoverbank before...mainly look at what is on my report and never paid attention to the issuer as long as card and limit is what I expect.
and welcome to the forum
I noticed the same exact change to my card.
This happens when banks change names/sell accounts and occasionally when cards are reissued after theft.
Nothing to worry about. It won't affect your FICO or AAoA at all.
@lg8302ch wrote:
@Anonymous wrote:
Hi, this is my first post, but I have been reading this forum for a long time... Thanks to all for all the info, btw!
Anyway, I was checking my Credit Karma and found that I have a new account! That was "interesting" since I haven't applied to anything lately. So, I checked the information and apparently 3 days ago, my Discover It changed "provider," apparently I was with "Discover Financial" and in the last 72 hours I am with "Discover Bank." Credit Karma did the whole "new card" display with your "new limit is" (same limit) and stuff like that. The history of the card did not change (9 months).
My questions are: Am I the only one that had this change this week? And, does it mean anything? Is Discover Bank the "better" part of Discover? Thanks.
oh wow.... you got me scared for you... no app and a new account ....that would have been your nightmare!... but finished reading and no big deal .... mine shows Discoverbank on CK at least for a week but I do not know if that ever showed as Discover Financial or Discoverbank before...mainly look at what is on my report and never paid attention to the issuer as long as card and limit is what I expect.
and welcome to the forum
Yes, I don't like those kind of surprises in the middle of the night... Actually, I don't like them in the daylight either... Ha. Ha!
Anyway, so maybe everyone starts with Discover Financial and moves on, for good conduct, to Discover Bank? I'd like to think I'm progressing, and that's the theory I am choosing to believe...
@sexy_kitten7 wrote:I noticed the same exact change to my card.
This happens when banks change names/sell accounts and occasionally when cards are reissued after theft.
Nothing to worry about. It won't affect your FICO or AAoA at all.
Did it happen this week for you too? Or was it some time ago?
@Anonymous wrote:
@lg8302ch wrote:
@Anonymous wrote:
Hi, this is my first post, but I have been reading this forum for a long time... Thanks to all for all the info, btw!
Anyway, I was checking my Credit Karma and found that I have a new account! That was "interesting" since I haven't applied to anything lately. So, I checked the information and apparently 3 days ago, my Discover It changed "provider," apparently I was with "Discover Financial" and in the last 72 hours I am with "Discover Bank." Credit Karma did the whole "new card" display with your "new limit is" (same limit) and stuff like that. The history of the card did not change (9 months).
My questions are: Am I the only one that had this change this week? And, does it mean anything? Is Discover Bank the "better" part of Discover? Thanks.
oh wow.... you got me scared for you... no app and a new account ....that would have been your nightmare!... but finished reading and no big deal .... mine shows Discoverbank on CK at least for a week but I do not know if that ever showed as Discover Financial or Discoverbank before...mainly look at what is on my report and never paid attention to the issuer as long as card and limit is what I expect.
and welcome to the forum
Yes, I don't like those kind of surprises in the middle of the night... Actually, I don't like them in the daylight either... Ha. Ha!
Anyway, so maybe everyone starts with Discover Financial and moves on, for good conduct, to Discover Bank? I'd like to think I'm progressing, and that's the theory I am choosing to believe...
....that is a wonderful way to look at it ...Let's take that as conclusion !
Thanks for posting this and welcome to myFICO! The same thing happened with my Discover card reporting on Credit Karma.
My DW CK account show the same in Aug 11 (next update Aug 18), from DISCOVER FIN to DISCOVERBANK.
She was almost 6 months since getting the card.
Likewise. I noticed the change a couple of weeks ago for me.
@Anonymous wrote:
Hi, this is my first post, but I have been reading this forum for a long time... Thanks to all for all the info, btw!
Anyway, I was checking my Credit Karma and found that I have a new account! That was "interesting" since I haven't applied to anything lately. So, I checked the information and apparently 3 days ago, my Discover It changed "provider," apparently I was with "Discover Financial" and in the last 72 hours I am with "Discover Bank." Credit Karma did the whole "new card" display with your "new limit is" (same limit) and stuff like that. The history of the card did not change (9 months).
My questions are: Am I the only one that had this change this week? And, does it mean anything? Is Discover Bank the "better" part of Discover? Thanks.
It looks like they just changed their name but the time i had the Card hasn't changed so i wouldn't worry about it