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@colindidit wrote:
I got it through recon with not so good scores at the time and high inquiries
What was your profile & scores like when you app'ed for it? What did u get for CL?
@indiolatino61 wrote:
@CREDITSURFER wrote:Anyone know if this is a hard card to get approved for? I'll be in the garden until 11/5/13 and was thinking of getting one around that time you use the financing option next year for a vacation.
I see it as a middle-of-the-road card, not hard but not easy. Wow...I feel like a wishy-washy politician with this answer...
I'll give a more blunt answer then.
The Disney card is one of Chase's easiest to get along with the Freedom. You only need to think about the target audience to determine how difficult it will be. Essentially it's a cash-back card with a few Disney-related perks, but the key benefit is 0% for Disney vacations.
If you're someone who needs to finance a Disney vacation (for a few thousand dollars at most), it says something about your financial position and what it says isn't good. Therefore they can't expect the people who are enticed by this card to have stellar credit and super-high incomes, or anything even close.
@CreditScholar wrote:
@indiolatino61 wrote:
@CREDITSURFER wrote:Anyone know if this is a hard card to get approved for? I'll be in the garden until 11/5/13 and was thinking of getting one around that time you use the financing option next year for a vacation.
I see it as a middle-of-the-road card, not hard but not easy. Wow...I feel like a wishy-washy politician with this answer...
I'll give a more blunt answer then.
The Disney card is one of Chase's easiest to get along with the Freedom. You only need to think about the target audience to determine how difficult it will be. Essentially it's a cash-back card with a few Disney-related perks, but the key benefit is 0% for Disney vacations.
If you're someone who needs to finance a Disney vacation (for a few thousand dollars at most), it says something about your financial position and what it says isn't good. Therefore they can't expect the people who are enticed by this card to have stellar credit and super-high incomes, or anything even close.
+1
You've beat me to it. CreditScholar is right on the money with this assessment.