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Established Contributor
Posts: 669
Registered: ‎11-13-2012
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Re: Disney's Premier Visa Card

I got it through recon with not so good scores at the time and high inquiries
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Frequent Contributor
Posts: 303
Registered: ‎04-22-2013
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Re: Disney's Premier Visa Card

[ Edited ]

colindidit wrote:
I got it through recon with not so good scores at the time and high inquiries

What was your profile & scores like when you app'ed for it? What did u get for CL?



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FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
Established Contributor
Posts: 669
Registered: ‎11-13-2012
0

Re: Disney's Premier Visa Card

I'm not sure that my util was 9 but was high on all the cards adding up to the 9 percent and I had tons on new accts and in this was in November and 1800
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
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Re: Disney's Premier Visa Card


indiolatino61 wrote:

CREDITSURFER wrote:

Anyone know if this is a hard card to get approved for? I'll be in the garden until 11/5/13 and was thinking of getting one around that time you use the financing option next year for a vacation.


I see it as a middle-of-the-road card, not hard but not easy. Wow...I feel like a wishy-washy politician with this answer...:smileytongue:


I'll give a more blunt answer then. :smileyhappy:

 

The Disney card is one of Chase's easiest to get along with the Freedom. You only need to think about the target audience to determine how difficult it will be. Essentially it's a cash-back card with a few Disney-related perks, but the key benefit is 0% for Disney vacations.

 

If you're someone who needs to finance a Disney vacation (for a few thousand dollars at most), it says something about your financial position and what it says isn't good. Therefore they can't expect the people who are enticed by this card to have stellar credit and super-high incomes, or anything even close.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
Posts: 8,053
Registered: ‎10-21-2012
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Re: Disney's Premier Visa Card


CreditScholar wrote:

indiolatino61 wrote:

CREDITSURFER wrote:

Anyone know if this is a hard card to get approved for? I'll be in the garden until 11/5/13 and was thinking of getting one around that time you use the financing option next year for a vacation.


I see it as a middle-of-the-road card, not hard but not easy. Wow...I feel like a wishy-washy politician with this answer...:smileytongue:


I'll give a more blunt answer then. :smileyhappy:

 

The Disney card is one of Chase's easiest to get along with the Freedom. You only need to think about the target audience to determine how difficult it will be. Essentially it's a cash-back card with a few Disney-related perks, but the key benefit is 0% for Disney vacations.

 

If you're someone who needs to finance a Disney vacation (for a few thousand dollars at most), it says something about your financial position and what it says isn't good. Therefore they can't expect the people who are enticed by this card to have stellar credit and super-high incomes, or anything even close.


+1

 

You've beat me to it.  CreditScholar is right on the money with this assessment.

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