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Dispute a CC, what will other CC's see?

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crunching_numbers
Valued Contributor

Dispute a CC, what will other CC's see?

I had DH remove me as an AU from 2 CC's with a high balance.  EX has both items marked disputed.  On one item the balance is marked N/A, and on the other the balance still shows.  What do my other CC's see when they SP me?  These items are out of the credit scoring now, right? When AMEX did their monthly account review, do these items show up at all?


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
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LS2982
Mega Contributor

Re: Dispute a CC, what will other CC's see?


@crunching_numbers wrote:

I had DH remove me as an AU from 2 CC's with a high balance.  EX has both items marked disputed.  On one item the balance is marked N/A, and on the other the balance still shows.  What do my other CC's see when they SP me?  These items are out of the credit scoring now, right? When AMEX did their monthly account review, do these items show up at all?


They will show up but will have "Consumer disputes, investigation in progress" in the comments. They are currently not being scored.




EQ FICO 548 3/3/16
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