@Creditaddict wrote:
@B335is wrote:
@Creditaddict wrote:
@B335is wrote:Why not ask Cap1 EO to combine Orbitz and MTV limits for a Quicksilver card?
cap 1 combine?? even EO I have not heard that
They did it for me on an old Platinum and Green rewards card. Maybe they forgot how to do it now.
id love to do it with my sony once i get credit steps!
This is out the door, it is no longer policy to combine any cards and that is at the EO level as well. They might change it back in the future who knows. 
@pazuzu wrote:Now that I have several accts with $6K+ limits, I am going to close the low hanging fruit:
Merrick Bank $2650
Cap One Orbtiz $2000
Cap One MTV $500
These accts are unnecessary. I've hardly used them b/c of the low CLs. Doesn't take much spending to drive up the util % on them.
Also, I acquired too many store cards while I was reestablishing my creditworthiness post BK.
I did a purge in 2011, axing Amazon, Kohl's, Meijer, WalMart, HSN, and QVC.
And I closed Fingerhut this yr.
I still have JCPenney, Neiman Marcus, and Sears. Those are my only current store cards.
Cleaning up my credit clutter.........
If your Cap1 has an AF and your Util is less than 3% I would cancel it just before renewal otherwize, I would leave it alone.
@pazuzu wrote:Now that I have several accts with $6K+ limits, I am going to close the low hanging fruit:
Merrick Bank $2650
Cap One Orbtiz $2000
Cap One MTV $500
These accts are unnecessary. I've hardly used them b/c of the low CLs. Doesn't take much spending to drive up the util % on them.
Also, I acquired too many store cards while I was reestablishing my creditworthiness post BK.
I did a purge in 2011, axing Amazon, Kohl's, Meijer, WalMart, HSN, and QVC.
And I closed Fingerhut this yr.
I still have JCPenney, Neiman Marcus, and Sears. Those are my only current store cards.
First up, nice looking Garden Diamond 
I'm too new yet to weed out and cut what you likely consider by now Anchor Cards that served their purpose to your expectations and time to dust the shelves clean to reserve space for new introductions better suited to your goals.
@Creditaddict wrote:
@B335is wrote:Why not ask Cap1 EO to combine Orbitz and MTV limits for a Quicksilver card?
cap 1 combine?? even EO I have not heard that
How did you end up with 3 Target Cards?
@B335is wrote:
@Creditaddict wrote:
@B335is wrote:Why not ask Cap1 EO to combine Orbitz and MTV limits for a Quicksilver card?
cap 1 combine?? even EO I have not heard that
They did it for me on an old Platinum and Green rewards card. Maybe they forgot how to do it now.
I tried to move my Sony Visa limit over to Quick but CSR told me that is not possible.
I believe its because it's a Co-Branded Card.
@gdale6 wrote:
@Creditaddict wrote:
@B335is wrote:
@Creditaddict wrote:
@B335is wrote:Why not ask Cap1 EO to combine Orbitz and MTV limits for a Quicksilver card?
cap 1 combine?? even EO I have not heard that
They did it for me on an old Platinum and Green rewards card. Maybe they forgot how to do it now.
id love to do it with my sony once i get credit steps!
This is out the door, it is no longer policy to combine any cards and that is at the EO level as well. They might change it back in the future who knows.
+1
@pazuzu wrote:Now that I have several accts with $6K+ limits, I am going to close the low hanging fruit:
Merrick Bank $2650
Cap One Orbtiz $2000
Cap One MTV $500
These accts are unnecessary. I've hardly used them b/c of the low CLs. Doesn't take much spending to drive up the util % on them.
Also, I acquired too many store cards while I was reestablishing my creditworthiness post BK.
I did a purge in 2011, axing Amazon, Kohl's, Meijer, WalMart, HSN, and QVC. AND......PayPal Smart Connect.
And I closed Fingerhut this yr.
I still have JCPenney, Neiman Marcus, and Sears. Those are my only current store cards.
I forgot about that one, I really went crazy with GEMB accts. for a while.
Now I only have their Dillard's AMEX.
