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Dividend Plat to Dividend World

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smc733
Valued Contributor

Dividend Plat to Dividend World

I just called Citi and had my Dividend Plat Select M/C converted to a Dividend World Mastercard...

 

Since they're reporting limits on World cards, I did a good thing, right?  Its the same, but I get the added World benefits, whatever they may be..

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Dividend Plat to Dividend World

Are you 100% sure their reporting limits?

Message 2 of 15
smc733
Valued Contributor

Re: Dividend Plat to Dividend World

 


@Anonymous wrote:

Are you 100% sure their reporting limits?


Yea, there was a big big big fuss on the internet the day that started happening.

 

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 3 of 15
creditguy-378
Regular Contributor

Re: Dividend Plat to Dividend World

 
always use credit wisely and you won't ever feel like you're working just for the task master
Message 4 of 15
smc733
Valued Contributor

Re: Dividend Plat to Dividend World

^well said....?

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 5 of 15
AndySoCal
Valued Contributor

Re: Dividend Plat to Dividend World

Unless CIti has changed there policy their World Mastercard does not report a credit limit. Mine was converted to this a couple years ago the credit limit stopped reporting.  Ask the rep if the account is going to be a no pre set spending limit type of account. If it is say good bye to your creidt limit reporting. You cannot convert it back once it converts over. I tried. I closed the account.

 

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU

Pelican State CU Redstone FCU

Message 6 of 15
crosbyk1
Frequent Contributor

Re: Dividend Plat to Dividend World

My visa sig card reports the limit.


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Current Score: 744
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Message 7 of 15
smc733
Valued Contributor

Re: Dividend Plat to Dividend World

It was confirmed a few weeks ago that due to that very complaint, Citi is now reporting limits on all World MasterCard and Visa Signature card products.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 8 of 15
fused
Moderator Emeritus

Re: Dividend Plat to Dividend World

I have the card. Its now reporting a CL and a high balance on my EQ and EX reports. On my TU report, neither the CL or the high balance is reporting.

Message 9 of 15
AndySoCal
Valued Contributor

Re: Dividend Plat to Dividend World

Is your account a no pre set spending limit? If  the answer is no it will report a credit limit. otherwise it will not.

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU

Pelican State CU Redstone FCU

Message 10 of 15
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