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Valued Contributor
SnackTrader
Posts: 1,558
Registered: ‎09-15-2012

Re: Do 0% Promotional offers exist for the Barclays Ring Card?


Dustink wrote:

Slate!

 

No fee and long term no interest.

 

Could app for Slate and Ring. Slate for now, then transfer to Ring later.


I think the credit union offer is still better...

 

But believe me, I've been racking my brain to figure out something that avoids fees and interest altogether over the long term. Doesn't appear to be an easy way. 


In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012

Re: Do 0% Promotional offers exist for the Barclays Ring Card?


SnackTrader wrote:

Dustink wrote:

Slate!

 

No fee and long term no interest.

 

Could app for Slate and Ring. Slate for now, then transfer to Ring later.


I think the credit union offer is still better...

 

But believe me, I've been racking my brain to figure out something that avoids fees and interest altogether over the long term. Doesn't appear to be an easy way. 


I can't imagine why banks aren't racing to offer such things!

 

I think the key is that we don't have the concept of contracts for credit cards.  If you had to stay with an issuer for a certain length of time, or charge so much, or pay an early termination fee (like cell phone contracts) things could be more creative.   But no fee, no interest, and being free to leave as soon as the 0% period ends leaves no way for the bank to be sure of making money (especially as you probably don't want to make any purchases on the card either).

New Contributor
LilNYC
Posts: 184
Registered: ‎07-08-2012

Re: Do 0% Promotional offers exist for the Barclays Ring Card?

Penfed offers 4.99% apr on balance transfers for the life of the balances + no transaction fee if the balances are transferred within the first few months.
Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755

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