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Does anyone know if Citi and Chase blacklists, and if so, for how long?
Thanks!
i know cap1 does,, but im thinking chase does too
I've read the Citibank will blacklist people who have BKed them forever. As far as a charge off' I have read that those who made good with them and paid off the old balances were able to get approvals.
Neither were in BK. Both were CO.
@dalebb wrote:i know cap1 does,, but im thinking chase does too
I have heard that but they still gave me a card aftewr a charge off with them
Have a Citi CO from 8 years ago, so 8 years or more
Is there a way to find out if I am blacklisted w/o a ding to my CR? Is there a risk they would resume collection activity after 20+ years?
now that i think about it, im sure thats why i cant get a BofA card
I had a Providian CO from 2000 that ended up in Chase's portfolio. I was denied for a Chase Disney Visa with a 727 TU FICO due to that account
Cap1 Blacklist? No no no!
Citibank, yes
Chase... Very much yes! They changed lending practices after credit crash... my friend had wamu become chase $8500 limit... he closed it and about 2 months later applied for Zappos and they said no, we do not offer any credit products to any past Chase delinquent or BK, he had a car financed with Chase that was in his BK... he asked about the Wamu/Chase $8500 and the rep said you shouldn't have closed it!