Credit Cards Center Credit cards from our partners
Reply
Senior Contributor
Posts: 3,345
Registered: ‎05-05-2011
0

Do Citi & Chase blacklist

Does anyone know if Citi and Chase blacklists, and if so, for how long? 

 

Thanks! Smiley Happy

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Do Citi & Chase blacklist

i know cap1 does,, but im thinking chase does too

Contributor
Posts: 90
Registered: ‎09-22-2007
0

Re: Do Citi & Chase blacklist

I've read the Citibank will blacklist people who have BKed them forever. As far as a charge off' I have read that those who made good with them and paid off the old balances were able to get approvals.

 

 

 

 

Your credit score
849
Source: Equifax Date: April 29, 2015
Senior Contributor
Posts: 3,345
Registered: ‎05-05-2011
0

Re: Do Citi & Chase blacklist

Neither were in BK. Both were CO.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Do Citi & Chase blacklist


dalebb wrote:

i know cap1 does,, but im thinking chase does too



I have heard that but they still gave me a card aftewr a charge off with them

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Do Citi & Chase blacklist

Have a Citi CO from 8 years ago, so 8 years or more Smiley Sad




EQ FICO 548 3/3/16
Senior Contributor
Posts: 3,345
Registered: ‎05-05-2011
0

Re: Do Citi & Chase blacklist

Is there a way to find out if I am blacklisted w/o a ding to my CR? Is there a risk they would resume collection activity after 20+ years? 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Do Citi & Chase blacklist

now that i think about it, im sure thats why i cant get a BofA card

Member
Posts: 8
Registered: ‎09-09-2011
0

Re: Do Citi & Chase blacklist

I had a Providian CO from 2000 that ended up in Chase's portfolio. I was denied for a Chase Disney Visa with a 727 TU FICO due to that account


Starting Score: EX 535 EQ 540 TU 542 - October 2008
Current Score: EX 702 EQ 695 TU 727 - October 2011
Goal Score: 760+


Take the FICO Fitness Challenge
Epic Contributor
Posts: 28,816
Registered: ‎10-23-2007
0

Re: Do Citi & Chase blacklist

Cap1 Blacklist? No no no!

Citibank, yes

Chase... Very much yes! They changed lending practices after credit crash... my friend had wamu become chase $8500 limit... he closed it and about 2 months later applied for Zappos and they said no, we do not offer any credit products to any past Chase delinquent or BK, he had a car financed with Chase that was in his BK... he asked about the Wamu/Chase $8500 and the rep said you shouldn't have closed it!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.