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Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Do Citi & Chase blacklist

Does anyone know if Citi and Chase blacklists, and if so, for how long? 

 

Thanks! :smileyhappy:

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

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Valued Contributor
dalebb
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Do Citi & Chase blacklist

i know cap1 does,, but im thinking chase does too

Contributor
steffiejoe
Posts: 80
Registered: ‎09-22-2007
0

Re: Do Citi & Chase blacklist

I've read the Citibank will blacklist people who have BKed them forever. As far as a charge off' I have read that those who made good with them and paid off the old balances were able to get approvals.

 

 

 

 

Your PLUS Score is: 800 on a scale of 330 - 830.
Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Do Citi & Chase blacklist

Neither were in BK. Both were CO.

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

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Senior Contributor
john398
Posts: 3,526
Registered: ‎01-19-2009
0

Re: Do Citi & Chase blacklist


dalebb wrote:

i know cap1 does,, but im thinking chase does too



I have heard that but they still gave me a card aftewr a charge off with them

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Do Citi & Chase blacklist

Have a Citi CO from 8 years ago, so 8 years or more :smileysad:




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Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Do Citi & Chase blacklist

Is there a way to find out if I am blacklisted w/o a ding to my CR? Is there a risk they would resume collection activity after 20+ years? 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

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Valued Contributor
dalebb
Posts: 1,424
Registered: ‎08-28-2010
0

Re: Do Citi & Chase blacklist

now that i think about it, im sure thats why i cant get a BofA card

Member
Saucy
Posts: 8
Registered: ‎09-09-2011
0

Re: Do Citi & Chase blacklist

I had a Providian CO from 2000 that ended up in Chase's portfolio. I was denied for a Chase Disney Visa with a 727 TU FICO due to that account


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Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
0

Re: Do Citi & Chase blacklist

Cap1 Blacklist? No no no!

Citibank, yes

Chase... Very much yes! They changed lending practices after credit crash... my friend had wamu become chase $8500 limit... he closed it and about 2 months later applied for Zappos and they said no, we do not offer any credit products to any past Chase delinquent or BK, he had a car financed with Chase that was in his BK... he asked about the Wamu/Chase $8500 and the rep said you shouldn't have closed it!

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