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Do Citi & Chase blacklist

Senior Contributor

Do Citi & Chase blacklist

Does anyone know if Citi and Chase blacklists, and if so, for how long? 

 

Thanks! Smiley Happy

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 1 of 41
40 REPLIES
Valued Contributor

Re: Do Citi & Chase blacklist

i know cap1 does,, but im thinking chase does too

Message 2 of 41
Contributor

Re: Do Citi & Chase blacklist

I've read the Citibank will blacklist people who have BKed them forever. As far as a charge off' I have read that those who made good with them and paid off the old balances were able to get approvals.

 

 

 

 

Your credit score
849
Source: Equifax Date: April 29, 2015
Message 3 of 41
Senior Contributor

Re: Do Citi & Chase blacklist

Neither were in BK. Both were CO.

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 4 of 41
Senior Contributor

Re: Do Citi & Chase blacklist


dalebb wrote:

i know cap1 does,, but im thinking chase does too



I have heard that but they still gave me a card aftewr a charge off with them

Message 5 of 41
Mega Contributor

Re: Do Citi & Chase blacklist

Have a Citi CO from 8 years ago, so 8 years or more Smiley Sad




EQ FICO 548 3/3/16
Message 6 of 41
Senior Contributor

Re: Do Citi & Chase blacklist

Is there a way to find out if I am blacklisted w/o a ding to my CR? Is there a risk they would resume collection activity after 20+ years? 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 7 of 41
Valued Contributor

Re: Do Citi & Chase blacklist

now that i think about it, im sure thats why i cant get a BofA card

Message 8 of 41
Member

Re: Do Citi & Chase blacklist

I had a Providian CO from 2000 that ended up in Chase's portfolio. I was denied for a Chase Disney Visa with a 727 TU FICO due to that account


Starting Score: EX 535 EQ 540 TU 542 - October 2008
Current Score: EX 702 EQ 695 TU 727 - October 2011
Goal Score: 760+


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Message 9 of 41
Epic Contributor

Re: Do Citi & Chase blacklist

Cap1 Blacklist? No no no!

Citibank, yes

Chase... Very much yes! They changed lending practices after credit crash... my friend had wamu become chase $8500 limit... he closed it and about 2 months later applied for Zappos and they said no, we do not offer any credit products to any past Chase delinquent or BK, he had a car financed with Chase that was in his BK... he asked about the Wamu/Chase $8500 and the rep said you shouldn't have closed it!

Message 10 of 41