Credit Cards

[bichonmom]

Does anyone know if Citi and Chase blacklists, and if so, for how long? 

Thanks!

[dalebb]

i know cap1 does,, but im thinking chase does too

[steffiejoe]

I've read the Citibank will blacklist people who have BKed them forever. As far as a charge off' I have read that those who made good with them and paid off the old balances were able to get approvals.

[bichonmom]

Neither were in BK. Both were CO.

[john398]

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dalebb wrote:

i know cap1 does,, but im thinking chase does too

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I have heard that but they still gave me a card aftewr a charge off with them

[LS2982]

Have a Citi CO from 8 years ago, so 8 years or more

[bichonmom]

Is there a way to find out if I am blacklisted w/o a ding to my CR? Is there a risk they would resume collection activity after 20+ years? 

[dalebb]

now that i think about it, im sure thats why i cant get a BofA card

[Saucy]

I had a Providian CO from 2000 that ended up in Chase's portfolio. I was denied for a Chase Disney Visa with a 727 TU FICO due to that account

[Creditaddict]

Cap1 Blacklist? No no no!

Citibank, yes

Chase... Very much yes! They changed lending practices after credit crash... my friend had wamu become chase $8500 limit... he closed it and about 2 months later applied for Zappos and they said no, we do not offer any credit products to any past Chase delinquent or BK, he had a car financed with Chase that was in his BK... he asked about the Wamu/Chase $8500 and the rep said you shouldn't have closed it!