Do you remember what score you had when you applied? I think I'm going to apply for a Zync Amex is the coming months. I will just try to boost my points a little bit more and wait 2 more months and just apply for it.
Unsure on Experian but TU was 732. I had/have a semi-thin credit file plus had declines and inquiries on my record (6+ in 12 months). Was shocked when I got approved for Zync to be honest with you.
Hm interesting...it's tempting for me to apply, again, as you can tell from those inquiries, but I feel like it will throw me into a more bigger hole. I think I am going to wait it out for 4 months. I was recently offered a new job, so maybe that extra income can give me a boost some how?
Also, this is off topic, but I am planning to move 300 miles away from home and in order to update my address, do I just call up Experian/EQ and TU to update my new address so I won't be declined?
Perfect, thank you! I heard some horror stories of people who were being denied because of it, so I wanted to make sure. Thanks!