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Regular Contributor
grigorexxxcore
Posts: 220
Registered: ‎08-03-2010

Re: Do I Stand A Chance With AMEX?

Do you remember what score you had when you applied? I think I'm going to apply for a Zync Amex is the coming months. I will just try to boost my points a little bit more and wait 2 more months and just apply for it.
Established Member
AgonyBooth
Posts: 51
Registered: ‎05-31-2010

Re: Do I Stand A Chance With AMEX?

 


grigorexxxcore wrote:
Do you remember what score you had when you applied? I think I'm going to apply for a Zync Amex is the coming months. I will just try to boost my points a little bit more and wait 2 more months and just apply for it.

Unsure on Experian but TU was 732.  I had/have a semi-thin credit file plus had declines and inquiries on my record (6+ in 12 months).  Was shocked when I got approved for Zync to be honest with you.

 

Regular Contributor
grigorexxxcore
Posts: 220
Registered: ‎08-03-2010

Re: Do I Stand A Chance With AMEX?

Hm interesting...it's tempting for me to apply, again, as you can tell from those inquiries, but I feel like it will throw me into a more bigger hole. I think I am going to wait it out for 4 months. I was recently offered a new job, so maybe that extra income can give me a boost some how?

 

Also, this is off topic, but I am planning to move 300 miles away from home and in order to update my address, do I just call up Experian/EQ and TU to update my new address so I won't be declined? 

Mega Contributor
Creditaddict
Posts: 18,928
Registered: ‎10-23-2007

Re: Do I Stand A Chance With AMEX?

when you change your address with your creditors, it will get to the credit reports automatically.

 

Fico Scores: EQ 657 Cabelas, TU 665 GE, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
Regular Contributor
grigorexxxcore
Posts: 220
Registered: ‎08-03-2010

Re: Do I Stand A Chance With AMEX?

Perfect, thank you! I heard some horror stories of people who were being denied because of it, so I wanted to make sure. Thanks!


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