08-03-2010 08:38 PM
08-03-2010 09:50 PM
Do you remember what score you had when you applied? I think I'm going to apply for a Zync Amex is the coming months. I will just try to boost my points a little bit more and wait 2 more months and just apply for it.
Unsure on Experian but TU was 732. I had/have a semi-thin credit file plus had declines and inquiries on my record (6+ in 12 months). Was shocked when I got approved for Zync to be honest with you.
08-03-2010 09:54 PM
Hm interesting...it's tempting for me to apply, again, as you can tell from those inquiries, but I feel like it will throw me into a more bigger hole. I think I am going to wait it out for 4 months. I was recently offered a new job, so maybe that extra income can give me a boost some how?
Also, this is off topic, but I am planning to move 300 miles away from home and in order to update my address, do I just call up Experian/EQ and TU to update my new address so I won't be declined?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.