Do I apply for multiple credit cards at once?

[KORN]

I've come a long way from bad credit!  I have a secured Capital One card and an Amazon Store card.  I pay both off within 2 months (way more than minimum payment) which helps my score. 

I'm trying to do research on cards to apply to and i may have messed up, I applied for the Sallie Mae card and got the "we are reviewing your info" page.  I saw a lot of people recommending this card with scores in the mid 600's.

SHOULD I APPLY FOR ANOTHER CARD OR TWO RIGHT NOW?  I read some comments saying it wont impact your credit score as much.

IF SO WHICH CARDS?

I'm sad, I wanted a new card to keep building my credit!!

[PrimeRate]

Barclays: 866-408-4064 (Credit Analyst) <----call for Barclays Sallie Mae Follow Up - They should have an answer for you now.

As far as other cards go, do you even need another one? Depending on your spending the Sallie Mae could give you all the perks you could ask for.

The only time applying for multiple cards won't have you hit with multiple inquiries is if you apply for an Amex Charge & Revolver(Not recommending doing this ATM).

[Revelate]

How long have you had the two cards for?  It's about more than just score, length of history is absolutely key.  Do recon it though as suggested.

[KORN]

Ok, well I waited for some responses but couldn't resist.  I probably messed up really big I do not know, I'm still searching for my answer.

As mentioned, I applied for the Sallie Mae card and got the "we are reviewing your info" page.

BUT, just a few mintues ago another Barclaycard  was offered and I applied and I got a $500 CL. 

So now I'm just really confused as to why I was denind Sallie Mae and the approved by Barclaycard about 40 mins later!

I'm just wondering if I would get hit twice even though they are both by Barclaycard?! 

I currently have two hard inquires on my account.

[KORN]

Also TheOptimusMan, should I still call and follow up with the other card?  Would it impact my other approved card?

[PrimeRate]

Barclays prefers 1 card to be opened for about 6 months to a year before they will open another TL.

Not sure why you app'd again w/ the same bank before settling the first app.

Call and see what happens, worst thing is they confirm you've been denied for the Sallie.

Yes it will be 2 HP's, you submitted 2 apps.

Congrats on the new TL, which Barclays card was it?

[PrimeRate]

keep us posted

[KORN]

I haven't really kept up to date with my TransUnion (I already pay the monthly fee for Experian and can't afford to be keeping track of all three at the moment), but thought it would be similar to my Equifax and Experian..IT ISN'T.  I spoke to the Credit Analyst for Sallie Mae Barcaly and apparently there is an account that is on my TransUnion that messed it up.  It's Cheveron that was still on my account and it happened back in 2008.  He said it looks like I've been doing really real improving my credit history with my CapitalOne and Amazon Store card but the Cheveron is current to them. 

I didn't want to ask about the other card since I didn't want to risk getting it revoked, if that can happen

[navistar]

with my stats below, do I have a chance with sallie mae card?

[09Lexie]

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@navistar wrote:

with my stats below, do I have a chance with sallie mae card?

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How long have you had your Barclaycard? They usually prefer 6 mos in between approvals. 

Not to mention your util is extremely high ; can you pay that down to 20-30%?