Below is a basic snapshot of my accounts. I'm looking to apply for a QUALITY card soon (Discover, Chase) and I want to know if I should close any accounts before doing so. The only card I'm using now is my Amex green card. Most of my other accounts carry a $0 balance except for the first 3 accounts, which will also be paid off shortly.
Amex - Card used the most - opened 8/1/2008
BOA - $5,560.94 - opened 9/1/2008
BOA - $938.82 - opened 4/1/2006
HSBC - $3,986.82 - opened 5/1/2006
CAP ONE - $0 - opened 8/1/2005
CAP ONE - $0 - opened 5/1/2008
LEXUS - $0 - opened 11/1/2008
HSBC - $0 - opened 6/1/2003 -- OLDEST ACCOUNT
EXPRESS - $0 - opened 11/1/2009
MACYS - $0 - opened 10/28/2009
DELL - $0 - opened 8/1/2007
JUNIPER - $0 - opened 2/1/2007
HOUSEHOLD - $0 - opened 1/1/2005
VALERO - $0 - opened 4/1/2008
Advice is appreciated.
I already tried but Cap One no longer combines accounts or at least this is what I was told!
you have 3 HSBC accts. Is one of them a car loan?
You don't list credit limits or scores, etc. Two BofA
accounts, two CAP ONE's???????
You have fourteen revolving accounts, three of which are QUALITY cards. Do you need any more CCs? I personally wouldn't close any or apply for any new CCs with that many open accounts. But that's just me.