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Do I dare ask for a cli on the OSU Beaver card or leave it alone?

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alvon123
Super Contributor

Do I dare ask for a cli on the OSU Beaver card or leave it alone?

I have had the OSU Beaver card for 6 months now,  Do I dare ask for a credit limit increase or just leave it alone for another 6 months?

I am scared to ask for one since they have closed so many accounts Smiley Surprised is it too soon yet, should i wait or go for it?


Message 1 of 13
12 REPLIES 12
Creditaddict
Legendary Contributor

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?


@alvon123 wrote:

I have had the OSU Beaver card for 6 months now,  Do I dare ask for a credit limit increase or just leave it alone for another 6 months?

I am scared to ask for one since they have closed so many accounts Smiley Surprised is it too soon yet, should i wait or go for it?


Leave it alone! LOL

kmock on wood my partners card is still open too

 

Message 2 of 13
Ron1
Super Contributor

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

+1

Message 3 of 13
coldnmn
Mega Contributor

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

If your not in their foot print I would wait. Who knows what can of worms that would open!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 13
plasectomy
New Contributor

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

+1 on leaving it alone. A 10K CL is a whole lot better than no card.

Credit is a wonderful servant, but a terrible master.
Message 5 of 13
waiter
Regular Contributor

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

Maybe they Missed/forgot to close your account.  so....   SSHHHHHHHHHH......

Message 6 of 13
iwazl71
Frequent Contributor

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

I am surprised that my Beaver card is still active and working.  I am well outside their service area and not a member of the CU.  I wonder why they closed some but not all.

Scores: EQ 796, EX 790, TU 807
Personal and Business Cards: 31 with 763k
High Limit Cards: CSP 50k | BoA Cash 81k | NFCU flagship 60k | Penfed Rewards 50k | Aviator Silver 52k
Message 7 of 13
waiter
Regular Contributor

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

OH by the way...

 

me 20K beaver + 20K duck and DW 20K beaver and 20K duck  = 80K   just in my hosehold.

 

Both beavers closed... but ducks still quacking  so now only40K from 80K.

Message 8 of 13
waiter
Regular Contributor

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?

Maybe because you only have 1 account with them... they closed the 2nd card ppl had from them.

Message 9 of 13
gdale6
Moderator Emeritus

Re: Do I dare ask for a cli on the OSU Beaver card or leave it alone?


@alvon123 wrote:

I have had the OSU Beaver card for 6 months now,  Do I dare ask for a credit limit increase or just leave it alone for another 6 months?

I am scared to ask for one since they have closed so many accounts Smiley Surprised is it too soon yet, should i wait or go for it?


LOL, I think I would wait till it is 1 year old before asking OCCU for anything given their recent purge...

Message 10 of 13
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