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Established Contributor
Posts: 803
Registered: ‎05-16-2012
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Re: Do I dare???


snowkitty wrote:
I will get bolder when I call next time....but I did call amazon and got that one bumped up to 1000 as well Smiley Happy

That is on my 'things to do' for next week. LOL. It's sorta soothing my desire to app for Amex again. I know I need to wait so anything that results in a softpull is my bestfriend...and a distraction from making a huge mistake!

100% Ficos: EX 776 , TU 780, EQ 774 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Established Contributor
Posts: 985
Registered: ‎09-10-2012
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Re: Do I dare???

So I'm curious....for those of you who are asking for 3,000 and 5,000......are you requesting these numbers because you have other credit limits that high or are you just aiming high? My highest limit on any card is 1800.00 so I would be afriad to ask for more than that.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Established Contributor
Posts: 657
Registered: ‎06-27-2012
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Re: Do I dare???

Finally called in, requested 3.2k and got 1.2k.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Valued Contributor
Posts: 2,291
Registered: ‎07-23-2012
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Re: Do I dare???


snowkitty wrote:
So I'm curious....for those of you who are asking for 3,000 and 5,000......are you requesting these numbers because you have other credit limits that high or are you just aiming high? My highest limit on any card is 1800.00 so I would be afriad to ask for more than that.

i have one higher then my walmart one... macys at 3.5k. asked for 3k because honestly didnt want to ask any higher. unless like i stated i wanted to buy a couple tvs i could NEVER see myself spending that in one month. 

 

my next closest is 2.5k at best buy and 2k for a bank mc. all others are under 1k for now. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Do I dare???


creditnocash wrote:

snowkitty wrote:
So I'm curious....for those of you who are asking for 3,000 and 5,000......are you requesting these numbers because you have other credit limits that high or are you just aiming high? My highest limit on any card is 1800.00 so I would be afriad to ask for more than that.

i have one higher then my walmart one... macys at 3.5k. asked for 3k because honestly didnt want to ask any higher. unless like i stated i wanted to buy a couple tvs i could NEVER see myself spending that in one month. 

 

my next closest is 2.5k at best buy and 2k for a bank mc. all others are under 1k for now. 


I request limits I currently have just so the CC could try to match that. Usually lower than my actual limit. I requested 3k for Amazon and they said no. My highest limit is 8.5k with Ashley so I was surpried Amazon said no considering this card is also backed by GE! Then she went back in and approved it for 2k. Still $1k short from requested increase but $1k higher than I had Smiley Happy

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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