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Do I have a chance? Paypal Mastercard...

Established Contributor

Do I have a chance? Paypal Mastercard...

I am reallllly wanting a paypal Mastercard, not the smart connect.  Do you think I have a chance with a score of 705 FICO, no inqs, 1 year AAOA and many positive accounts.

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Message 1 of 19
18 REPLIES
Senior Contributor

Re: Do I have a chance? Paypal Mastercard...

I'd say you do. I got it w about 1.5 aaaoa and 672 TU
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 2 of 19
Established Contributor

Re: Do I have a chance? Paypal Mastercard...

What was your initial CL? I am really wanting something atleast 2k or more at this point. Dreaming big ahah Smiley Wink

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Message 3 of 19
Senior Contributor

Re: Do I have a chance? Paypal Mastercard...

Mine was $2k. Highest Visa I had at the time was $1300 C1
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 19
Established Contributor

Re: Do I have a chance? Paypal Mastercard...

Oh good deal.  I definitely am going to apply Smiley Happy

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Message 5 of 19
Epic Contributor

Re: Do I have a chance? Paypal Mastercard...

YES... You already have 2 GE accounts, I bet the paypal will approve higher.
Message 6 of 19
Senior Contributor

Re: Do I have a chance? Paypal Mastercard...

Tell us when you get approved!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 19
Senior Contributor

Re: Do I have a chance? Paypal Mastercard...

Yeah my sister got approved with a 34% UTL, they gave her a $2k intial CL which isnt bad at all, and yes keep us updated! 

Message 8 of 19
Established Contributor

Re: Do I have a chance? Paypal Mastercard...


2FixMyCredit wrote:

I am reallllly wanting a paypal Mastercard, not the smart connect.  Do you think I have a chance with a score of 705 FICO, no inqs, 1 year AAOA and many positive accounts.


You def have a great chance. I had a score of 695 with 3 inq. and utilization was about 8% and under a year aaoa. And got approved for 3,000 instant approved online. Good Luck




Message 9 of 19
Established Contributor

Re: Do I have a chance? Paypal Mastercard...

Just an update on this, I apped and was approved but for the Smart Connect which I do not want and more than likely will not use.  I figured with a 720 TU FICO I had a good chance of getting the actual mastercard.  I had to answer a bunch of questions to confirm identity.  I don't know if I should keep this for util reasons or cancel since I know I won't use it. 

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Message 10 of 19