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@Closingracer99 wrote:
@Anonymous wrote:Why is it we don't have a database where FICO forum members can insert the credit score, what was pulled by the lender, and either if the application was rejected or approved. Also a location for other voluntary CR details (AAoA, zero baddies, etc) and for reason why application was rejected?
Because its all different. My score could be 700 with no baddies and a lot of HP's and yours could be 700 as well but with maybe 1 HP but 1 baddie on it
All details would be given, as much as volunteered.
@Anonymous wrote:
Such a thing basically exists. Google "credit pulls database."
That is known. I'm speaking about FICO forum version.
@Closingracer99 wrote:
@takeshi74 wrote:The $ matters more to me than the rewards timeframe and even with the AF it nets a bit more than double the BoA's 2% for our spend. As with any subjective matter, YMMV. Each has to determine what best suits the indivudal based on the individal's requirements.
There is no AF.... the BCE is a 3% CB card on groceries vs 2% with the BOA card. Gas is 3% on that while 2% on the BCE.... for 1% less you get a Visa/MAstercard over Amex and faster rewards....
Right, I always found this a meh card as well, especially as it is inferior to Sallie Mae at all price points. Of course, now the SM is gone....