Do I have too many credit cards?

[Anonymous514]

I am 19 and I have 9 Credit cards already read my siggy for the limits. I feel like because I am 19 and have 9 they will eventually lower my score for having too many. My total utilization is at 0.08% right now...

[icyhot]

Do you use them? Do they fit your needs? I'm on mobile.....I can't see them but as long as you are responsible your door won't be lowered

[Anonymous]

No. Keep em all.

[Kenny]

No, you're fine. Just age them. I have significantly more and there are others who make our numbers together added look like a dwarf number. If you feel like you've expanded too much, feel that emotion and choose to not apply for more. Don't close things unless you find that they really aren't useful and you won't use them in the future, either. Fingerhut, though, I would think would be an easy cut.

[Anonymous]

Yes id close fingercut.

[Anonymous]

Can't see why you do?  As long as you're responsible with them, what the heck!  Bravo!  

[Anonymous]

You're fine as it sounds like you know more than 99.9% of people your age! Just keep using them wisely and perhaps close that Fingerhut. 

[Anonymous]

Keep your utilization low and your score will rise. I had more than you when I was your age. But you seek very responsible.

[Pway]

I say keep them.  When I was 19 I was not responsible with credit at all and I have over 9 credit cards all maxed out.  From what I have learned I am not happy about it but it but I have corrected my mistakes.

[Anonymous514]

I like fingehut lol!