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Do I have too many credit cards?

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Anonymous
Not applicable

Re: Do I have too many credit cards?


@bigalkescott514 wrote:

I like fingehut lol!  


Even though they are overpriced?

Message 11 of 27
Anonymous
Not applicable

Re: Do I have too many credit cards?

You can only have too many if you are carrying balances on them or they have annual fees that aren't worth the benefits. Since neither of those appears to be the case, you are fine. 

Message 12 of 27
Anonymous514
Established Contributor

Re: Do I have too many credit cards?

Excuse me lol?



Message 13 of 27
Anonymous
Not applicable

Re: Do I have too many credit cards?


@bigalkescott514 wrote:
Excuse me lol?

They mean close the fingercut card. Smiley Tongue

 

 

As long as you can manage your accounts you are fine.

Message 14 of 27
JoshNurse
Frequent Contributor

Re: Do I have too many credit cards?

Yeah I would get rid of the fingerhut card. I didnt know that company existed but you should get a nordstrom card instead for clothing items...

 

http://shop.nordstrom.com/c/rewards-cards

 

other options:

 

http://www.neimanmarcus.com/NM/Marketing-Events/NM-Credit-Card/cat18480743/c.cat

 

 

Message 15 of 27
Anonymous514
Established Contributor

Re: Do I have too many credit cards?

I am thinking about getting a tj Maxx card for clothing because that's a frequent store I shop at



Message 16 of 27
Anonymous
Not applicable

Re: Do I have too many credit cards?


@bigalkescott514 wrote:
I am thinking about getting a tj Maxx card for clothing because that's a frequent store I shop at

What are your scores like? You just might qualify for the MC version.

Message 17 of 27
Anonymous514
Established Contributor

Re: Do I have too many credit cards?

702 Equifax Fico 710 Trans Fico 693 Experian Fico. No more mastercards though that is my least favorite type of card.




Message 18 of 27
Anonymous
Not applicable

Re: Do I have too many credit cards?


@bigalkescott514 wrote:

702 Equifax Fico 710 Trans Fico 693 Experian Fico. No more mastercards though that is my least favorite type of card.


Oh?

Message 19 of 27
Anonymous
Not applicable

Re: Do I have too many credit cards?


@bigalkescott514 wrote:

702 Equifax Fico 710 Trans Fico 693 Experian Fico. No more mastercards though that is my least favorite type of card.


Stop smoking crack.  Smiley Happy

 

Why would you turn down the MC version of TJMaxx if you actually shop there?

 

Whether it's a MC or VISA doesn't matter as long as it works.

 

You shop at TJMaxx, then apply for the card.  If you're lucky, you get the TJMaxx MC version which you can use at TJMaxx and anywhere else in the world that accepts MC.  If you are unlucky, you will get the store card only version which can only be used in TJMaxx stores.

 

I have the TJMaxx card as well and they give you 5 points per dollar spent at TJMaxx and Marshalls (Home Goods and Sierra Trading post too but I don't shop those)

 

Message 20 of 27
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