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Do I lose my spade with the Walmart Discover upgrade

Contributor

Do I lose my spade with the Walmart Discover upgrade

As far as I know it was not a HP but it will be a new TL. Do I lose my spade I worked so hard for LOL?

In garden as of 04-06-14 to 12/01/14

Starting score EQ MyFico 646 11/29/13 Current 691 EQ MyFico SW 04/03/14
Starting score EX MyFico 657 12/01/13 Current 686 EX MyFico 03/01/14
Starting score TU MyFico 627 12/02/13 Current 696 Barkclay 03/26/14
Message 1 of 7
6 REPLIES
Moderator Emerita

Re: Do I lose my spade with the Walmart Discover upgrade


pembrokepride wrote:

As far as I know it was not a HP but it will be a new TL. Do I lose my spade I worked so hard for LOL?


Yep.  Sorry. 

Message 2 of 7
Valued Contributor

Re: Do I lose my spade with the Walmart Discover upgrade


pembrokepride wrote:

As far as I know it was not a HP but it will be a new TL. Do I lose my spade I worked so hard for LOL?


Yes you will lose it with the Upgrade !! Sorry but from a store card to the Discover Card is a new TL

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 3 of 7
Valued Contributor

Re: Do I lose my spade with the Walmart Discover upgrade


09Lexie wrote:

pembrokepride wrote:

As far as I know it was not a HP but it will be a new TL. Do I lose my spade I worked so hard for LOL?


Yep.  Sorry. 


LOL , you beat me again Lexie

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 4 of 7
Contributor

Re: Do I lose my spade with the Walmart Discover upgrade

Oh well back to a seedling but a 3x CLI was worth it I guess.

In garden as of 04-06-14 to 12/01/14

Starting score EQ MyFico 646 11/29/13 Current 691 EQ MyFico SW 04/03/14
Starting score EX MyFico 657 12/01/13 Current 686 EX MyFico 03/01/14
Starting score TU MyFico 627 12/02/13 Current 696 Barkclay 03/26/14
Message 5 of 7
Contributor

Re: Do I lose my spade with the Walmart Discover upgrade


pembrokepride wrote:

Oh well back to a seedling but a 3x CLI was worth it I guess.


It was a sacrifice that will go down in credit history Smiley Wink  Much like 300.


My Wallet: AMEX Platinum | Citi AAdvantage Exec $20k | Chase Marriott Rewards Premier $12k | United MileagePlus Club 8k | FNBO $25k | Chase Military Officers Club $9k | Discover IT $5.5k | BankAmericard $30k | PENFED Platinum Cash Rewards $10.5k | Barclay Rewards $6.15k | USAA AMEX $15k | USAA MC $16k | NFCU Flagship Rewards $25k | Logix $15k | Chase Ink Cash $12k | Paypal MC $5k | Walmart Discover $5.4k | Chase Freedom $2k | Sallie Mae $2k | Target RedCard $300 | JP Morgan Ritz-Carlton Rewards $5k | BoA Alaska $1k

Message 6 of 7
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Moderator

Re: Do I lose my spade with the Walmart Discover upgrade


pembrokepride wrote:

Oh well back to a seedling but a 3x CLI was worth it I guess.


Grin, I lost my near Ruby spade for a tradeline which doesn't even land on my personal credit and doesn't help me as a result (too bad as it would've been my second quality tradeline, Chase at 5K = good stuff).  Was a week away heh, so I can empathize.

 

ETA: though once lost figured I'd take a flier on another application anyway hah so regardless it's a legit loss.

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Message 7 of 7